According to the "Measures for the Implementation of Medical Insurance for College Students in Hangzhou", the scope of payment of the overall fund includes medical insurance benefits for inpatient and outpatient treatment of specified diseases. When hospitalized, the standard of personal deductible will also vary according to the level of the hospital. Prescribed diseases refer to dialysis treatment of various malignant tumors, systemic lupus erythematosus, hemophilia, aplastic anemia, schizophrenia, affective psychosis and chronic renal failure, and anti-rejection treatment after organ transplantation.

Therefore, your outpatient examination and treatment expenses for rhinitis and otitis media are not within the scope of medical insurance reimbursement for college students implemented in Hangzhou.

The regulations on medical insurance for college students vary from place to place. If it is not handled in Hangzhou, it is suggested that you can check the relevant implementation specifications in your area.

I hope my answer can help you, thank you!