As a woman, how should I choose critical illness insurance?
As modern women, many of them focus on family and career, so the pressure is getting bigger and bigger, and psychology affects physiology, leading to various diseases. Therefore, buying yourself a critical illness insurance has become the choice of many women. So how should I buy critical illness insurance?
I. Scope of protection
At present, there are various products of critical illness insurance, and the coverage of different insurance products is also different. In the eyes of many people, since it is to prevent serious diseases in the future, it is of course better to buy varieties with more protection. Many insurance companies will also emphasize the types of diseases in their propaganda. But in fact, for individuals, the wider the insurance coverage, the better. When choosing critical illness insurance, you must pay attention to the contents of disease protection in the insurance contract. Are these all what you need, such as systemic lupus erythematosus (more common in women aged 15-40), rheumatoid arthritis, malignant mole, osteoporosis, urinary incontinence surgery, female cancer in situ, accidental plastic surgery, etc. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China
Second, the determination of the amount of insurance
According to relevant data, the cost of serious illness treatment generally ranges from tens of thousands to hundreds of thousands or even millions. According to the choice of medication and treatment, the proportion of medical insurance reimbursement is different. Therefore, the insured must choose the insured amount according to their actual situation, and it is recommended to be around 65438+ 10,000-300,000. For the strategy of medical insurance reimbursement, I just sorted out the relevant contents, hoping to help you: how to use social security medical insurance? 1. Teach you how to apply for reimbursement!
Third, the choice of payment methods.
It is best to choose the annual payment method for purchasing critical illness insurance. Although the total amount paid will be higher, the fee paid each time will be less, and the final fee paid is not necessarily higher than the one-time fee, which is also conducive to reducing the economic burden of the family. In addition, many insurance companies have "premium exemption" provisions. If the payment of critical illness insurance occurs during the payment period, the insurance premium for the subsequent period shall be exempted from payment from the date of payment, and the insurance contract shall remain valid.
As a woman, it is also important to care about your health. Only a healthy self can have more capital to pursue dreams.
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Choose critical illness and critical illness insurance suitable for women to ensure their health.
Health is the capital of revolution and the source of happiness. As a woman who holds up half the sky, she also needs to pay attention to her health. Fangfang, who has just entered the society, should not only be a good wife and mother in the family, but also do a good job. In order to have a good guarantee for yourself, it is suggested to choose a suitable female critical illness insurance for yourself. Let's take a look at the brief introduction.
Some suggestions on choosing commercial critical illness insurance
With the improvement of people's insurance awareness, consumers' demand for commercial critical illness insurance is increasing. However, because there are many insurance products, it is easy to cause ambiguity. How to buy commercial critical illness insurance and how to do more with less money? What tips or precautions are there?