But it also depends on the actual situation. If the bank's loan policy changes, it may be extended to about one month. If the bank is short of funds and needs to wait in line, the time will be further extended.

If it is not approved for more than 3 months, it may be that the lender does not meet the loan conditions or the information is incomplete. If it cannot be handled, the bank will take the initiative to inform. After the approval, the bank will not lend money immediately, but also sign a loan contract with the applicant, and then issue the loan according to the terms of the contract.