The formal platforms that can use ID card loans are: online business loans, loan treasures, micro-loans, small loans and so on.

Online merchant bank is an internet bank initiated by Ant Financial as a major shareholder. The repayment period of Alipay online merchant loan is calculated from the loan date, and the repayment date of each month is also the same as the loan date. Users must pay in full in Alipay on the repayment date of the current month to avoid bad credit records due to insufficient balance.

Bail is a pure credit consumer loan product in Alipay. Enter Alipay and click My Search to borrow bail money. After you enter it, you can apply for a loan amount according to the prompts on the page. Whether it can be opened depends on the display of the page. If you successfully get the amount, you can choose "borrow money". After entering the loan amount and other information, the loan can be completed, and the system will review it to determine whether the loan is successful.

Micro-loan is an Internet micro-credit product launched by Weizhong Bank, which can be borrowed by binding a bank card. Micro-loans are opened through the official invitation system, and invited users can see micro-loans borrowing money in the financial column of WeChat payment/service or mobile QQ wallet. If you want to be an invited user, the most basic requirement is to complete the real-name authentication of WeChat, and then whether you can become an invited user depends on your page display. If you can see micro-loans, you can try to apply for open viewing places. The system will give you a specific amount and interest rate according to your personal comprehensive situation, without manual intervention.

Xiaoman Huayou is a credit service brand owned by Xiaoman and has launched different loan products. In addition to individual consumers, small and micro business owners can also take the initiative to apply for Huayou loan on Xiaoman APP. Students who are not in school at 18-55 can try to apply for Fuguihua. During the application process, you need to provide your original valid second-generation ID card and your debit card. If you need to apply for a quota before applying for a loan, the system will review it separately. After the quota application is approved, you can get the quota, interest rate and other information, subject to the page with money to spend.

/kloc-the channel for borrowing money at the age of 0/6.

16 years old has no channel to borrow money from banks, etc. 16 minors had better not borrow money.

And generally speaking, 16 years old can't get a loan, because now you need to be over 18 years old to apply for a loan in a formal institution, and you have full civil capacity and a stable job and income. So 16 years old generally has no platform for loans. 16-year-old minors can ask their parents, relatives or friends for help if they really need money.

legal ground

Article 19 of the Civil Law of People's Republic of China (PRC) * * * Minors over the age of eight with limited capacity for civil conduct are persons with limited capacity for civil conduct, and they are represented by their legal representatives or recognized and ratified by their legal representatives; However, civil legal acts that are purely beneficial or suitable for their age and intelligence can be implemented independently.

Article 20 of the Civil Law of People's Republic of China (PRC) A minor under the age of eight who has no capacity for civil conduct is a person without capacity for civil conduct, and his legal representative shall act as his agent to carry out civil legal acts.

I am only 16 years old. I have an ID card, but no bank card. What loan platform can I borrow 1000 yuan quickly?

If you have a credit card attached to China Merchants Bank, you can try to borrow cash in advance. To apply for a loan at China Merchants Bank, the lender must be at least 18 years old. (Reply time: 2065438+September 30, 2009. Please refer to the latest business changes announced by China Merchants Bank in official website).

/kloc-what are the platforms for 0/6-year-old loans? What should I pay attention to when lending?

Nowadays, loans have become a trend, and both adults and minors are interested in loans. You know, although the loan is good, it will generate interest after handling it. After a long time, this kind of economic pressure is beyond the average person's endurance. So what are the platforms for 16-year-old loans? What should I pay attention to when lending?

Nowadays, loans have become a trend, and both adults and minors are interested in loans. You know, although the loan is good, it will generate interest after handling it. After a long time, this kind of economic pressure is not affordable for ordinary people. So I'll show you what platform 16 can use for loan. What should I pay attention to when lending?

/kloc-what are the platforms for 0/6-year-old loans?

It is recommended to handle it through formal channels after adulthood. If it is handled in China Merchants Bank, the lender must be at least 18 years old, and the age plus the loan period cannot exceed 70 years old. If two or more applicants apply for a loan, the loan term can be reasonably determined according to the actual situation. However, not all borrowers are over 70 years old, have the ability to repay the loan principal and interest on time, abide by the law, be honest and trustworthy, have no illegal acts, have not been involved in any criminal or civil cases against them at present, have good credit, meet the requirements of our bank, and have no breach of contract in the loan business handled by our bank at present.

What should I pay attention to when lending?

1. Check your personal credit report before lending. Before applying for a loan, a customer who intends to apply for a loan from a bank should bring his/her valid ID card to the credit reporting department of the local central bank to check his/her personal credit report to ensure that his/her credit record is spotless, and then apply for a loan from the bank. Because, when approving a loan, the bank will first check the borrower's personal credit report, and if it finds that it has a recent repayment record, it may refuse the loan.

2. Prepare the loan procedures in advance. In order to save the loan approval time and ensure the smooth loan, the borrower should consult the lending institution in advance to understand what the loan procedures are, so as to make preparations in advance.

3. Determine the loan amount and term according to your actual situation. In order to avoid the influence of excessive repayment pressure on your normal life, the borrower should determine the reasonable loan amount and term according to his own actual situation when applying for a loan, instead of blindly pursuing high-amount and long-term loans.

4. Repay in full and on time. After getting the loan, the borrower must repay it in full and on time in accordance with the loan contract, especially the customers who apply for bank loans, because the bank loan records will be recorded in the central bank's credit information system, and if the records are left behind, it will affect the handling of bank credit business in the future.

The above is what platforms can I borrow for 16 years old? Strictly speaking, 16 years old can't apply for loans on any platform, because there is an age limit for loans, so don't have too much illusions. There are many things to pay attention to when applying for loans, which have been mentioned in the article.

16 so much for the introduction of the ID card loan platform.