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Shenzhen social security death funeral expenses and pensions
How much is the funeral expenses and pension for Shenzhen social security death?

The funeral expenses and pension standards of Shenzhen social security are different according to the relevant policies and regulations.

First of all, we should know the difference between death, funeral expenses and pension. Death and funeral expenses refer to the expenses of burying the dead, including all funeral expenses, such as funeral services and cemetery expenses. Pensions are financial compensation for the families of the deceased to help them through the difficult period of losing their loved ones.

In Shenzhen, according to the "Shenzhen Social Medical Insurance Measures", the death pension of the insured who participated in the first file of basic medical insurance was paid by the basic medical insurance fund. Specifically, when the first-class insured of basic medical insurance dies, the balance of his personal account is paid to the heir in one lump sum. At the same time, the survivors of the insured can apply for funeral subsidies and pensions.

The standard of funeral subsidy is 6 times of the average monthly salary of employees in the previous year. If the average monthly salary of employees in 2020 is 10408 yuan, the funeral subsidy is 10408 yuan× 6 = 62448 yuan.

The standard of pension is determined according to the payment period and payment base of the insured. The specific calculation method is: take the month as the calculation unit, and pay 80% of the total monthly salary of the insured at the time of death, but the maximum is not more than 80% of the average monthly salary of employees in the previous year. If the deceased died of illness rather than work, the pension standard is the total monthly salary of the deceased insured ×40%.

It should be noted that if the deceased's social security payment period in Shenzhen is less than 15, his family members can only receive funeral subsidies, but not pensions. At the same time, family members who have received funeral subsidies for basic old-age insurance or basic medical insurance can no longer receive funeral subsidies for Shenzhen social security.

To sum up, the standards of social security death funeral expenses and pensions in Shenzhen are different according to relevant policies and regulations. Family members need to apply for and accept corresponding treatment according to the specific conditions and policies of the deceased. Legal basis:

Article 36 of the Social Insurance Law of People's Republic of China (PRC) stipulates that if an individual who participates in the basic old-age insurance dies due to illness or non-work-related, his survivors can receive funeral subsidies and pensions for supporting immediate family members; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.