However, with the deepening of people's use, people have found some problems in the process of scanning code payment. Some people think that scanning code payment has fallen behind now. After all, new technologies have supported the emergence of new payment methods and spread in major cities.
The pain point of scanning code payment
Compared with the original cash payment, scanning code payment is undoubtedly much simpler, more convenient and faster, but in the process of scanning code payment, some problems will still be found, and you will get into trouble if you are not careful. For example, for some economically underdeveloped areas, although scanning code payment is convenient, if the mobile phone is out of power and there is no place to charge around, then scanning code payment cannot be made.
In addition, there are some security risks in scanning code payment, especially in some public places, the QR code is unsupervised, and people may steal the QR code or make the QR code carry viruses through some technical means, which may lead to risks. Moreover, the ways of QR code crime are diversified, and it is easy to be infected. As long as someone scans the code, it may be affected. Moreover, the cost of this crime is not high, and it is difficult to obtain the corresponding evidence after the crime. For consumers, it costs a lot to safeguard their legitimate rights and interests. This is why in the process of using scanning code to pay, some criminal phenomena emerge one after another, but they are repeatedly banned.
Brush face payment
Now, with the development of science and technology, new payment methods have been allowed in the existing payment methods, such as the well-known brush face payment. Alipay has already introduced the recognition method of brush face payment before, but the emergence of new things is obviously questioned. After people's verification, the existing face brushing technology has been publicly applied in various occasions. Not only supermarkets, but also ATM machines in banks use the face brushing function.
The accuracy of face recognition can reach more than 99%, and even subtle differences that are difficult to identify can be detected by biometric technology, so there is no need to worry about the recognition problem in the face payment process. And with the improvement of brush face recognition technology. Through the corresponding risk management and the combination of software and hardware, its security and correct recognition are also constantly improving, just like twins who are difficult to distinguish in the process of face brushing recognition in our daily life. Computers can also use algorithms to improve the accuracy of face brushing. Therefore, brush face recognition is also used by merchants in the payment process after the launch, which greatly reduces operating costs and saves expenses.
But everything has its good side and bad side. Brush face payment can be considered as a convenient and fast safe payment method. It also takes into account the needs of the elderly in the payment process and simplifies the payment process. However, there are still some problems to be overcome in the recognition process of face brushing technology. For example, how to eliminate the differences caused by factors such as age, physical condition and cosmetic surgery. This also requires the use of complex calculation processes to improve the accuracy of biometrics, and further guarantee payment with the improvement of technology.
Fingerprint payment
In addition to face-brushing payment, another payment technology widely used in people's lives is fingerprint identification technology. Fingerprint identification technology is safer and more convenient than the payment method we use now. It can be said that fingerprint payment is an upgraded version of scan code payment, but it is improved on the basis of scan code payment. Especially for the elderly, after scanning the code, they can rely on fingerprint recognition to achieve the purpose of payment, which simplifies the steps of inputting the password and prevents the password of the elderly from being stolen by others during payment. Moreover, everyone's fingerprint is unique, and the way of fingerprint payment is also unique. There is no need to worry about safety, which is more convenient.
However, there are still some defects in the current fingerprint payment. For example, if a person is unconscious, the same effect can be achieved by paying with fingerprints. For example, a drunken person or a sleeping person can be used by a willing heart to achieve the purpose of paying. This should be the most unsafe place for fingerprint payment, and it is also the place where many people dare not use fingerprint payment in their lives. Many news have exposed such incidents. In related research, we are also committed to improving the security of fingerprint payment, hoping to eliminate this insecurity of fingerprint payment in the future.
It can be seen that it is an inevitable choice to replace the original payment method with a new payment method. With the use of new payment methods, the original payment methods have been greatly simplified, and our life has become more and more convenient. I believe that in the future development, these payment technologies will change people's lives more safely and applicable.