1. According to the provisions of the Social Insurance Law, if an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

2. If an individual dies, if there is a balance in the personal account, it can be inherited.

At least one month, if you die now, it will be longer, because as long as social wages are not announced, they cannot be calculated. If the insured person dies, whether he is on the job or receiving basic old-age insurance benefits, the balance of his personal account can be inherited according to law, and of course the balance of his personal account can be inherited. Because China's "Social Security Law" clearly stipulates that the former Ministry of Labor also has relevant documents stipulating that the balance of personal accounts should be paid to the beneficiary or legal heir designated by the deceased before his death. This article is very clear, and the law is also very clear. Generally speaking, as you said, most people don't have a designated heir, but the law will have a legal heir. If they are not specially designated, they will be the legal heirs stipulated by law. As for how to handle it, if the insured dies, the old-age insurance has death treatment and applies for death treatment. Specifically, the pension and funeral subsidy should be handled together when applying for death treatment in personal account inheritance, which can be handled by the unit to which they belong, or by relatives who fill in relevant information according to regulations and go to the social security agency. The process is not very complicated. Materials required for employee's death, social security and surrender

1. The unit insured provides the Application Form for One-time Surrender of Basic Old-age Insurance in duplicate (with official seal), and the mobile window insured provides the Application Form for Individual Account Storage Amount of Basic Old-age Insurance for Dead Flexible Employees in duplicate (with official seal of the community).

2. A cremation certificate.

3. The mobile window insured shall provide the original and photocopy of the heir's ID card and the original and photocopy of the heir's ICBC passbook.

4. The original and photocopy of the household registration book.

Employee death social security surrender processing flow

Acceptance (preliminary examination): window acceptance personnel will examine whether the submitted materials are complete on the spot, and issue preliminary examination opinions if the application materials are complete, and take revenge.

Approval: The approver reviews the materials and makes an approval decision.