Yes, you can. Good medical insurance The waiting period for long-term medical insurance is 30 days, which has already taken effect. Your situation also meets the claim conditions, so you can apply for a claim. It seems that you don't know much about good medical insurance. Let me give you a brief introduction.
Good medical insurance is a series of products, which are sold on Alipay platform, including good medical insurance? Long-term medical care is good for medical insurance? Hospitalization and medical insurance are good? Critical illness insurance and so on. Among them, good medical insurance and long-term medical insurance are the best sellers, but many people still don't know much about it.
Let's solve the problem that insurance requires a lot. If you are interested in an in-depth analysis of this product, you can click on the right to see:
First, good medical insurance? Long-term medical care is good for medical insurance? Is hospitalization the same?
These two kinds of insurance are often mistaken. The two types of insurance are the same, both of which are millions of medical insurance, but the underwriting company, coverage content, coverage scope and terms are different.
Good medical insurance? Long-term medical care is underwritten by PICC China, with a total insured amount of 4 million yuan, and general illness and accident medical insurance premium of 2 million yuan, which is guaranteed to be renewed for 6 years. In terms of deductible, serious illness is zero deductible, and other diseases are 654.38+0 million deductible, which can be accumulated for 6 years.
And good health insurance? Hospitalization is covered by Zhongan Insurance, with a total premium of 6 million yuan, and general illness and accident medical insurance premium of 3 million yuan, without renewal guarantee. In terms of deductible, 0 yuan is exempt from serious illness compensation, and the general medical deductible is 1 000.
Which one do you want to buy depends on yourself, whether you want high insurance coverage or you can guarantee renewal. If you have money, you can buy two if you want, and there is no conflict.
Second, good medical insurance? Can I be reimbursed for long-term medical treatment as long as I am hospitalized?
Whether it is good medical insurance, long-term medical care or good medical insurance hospitalization, it is reimbursement of medical insurance. But it doesn't mean that you will be reimbursed if you are hospitalized, and you can only be reimbursed if you exceed the deductible. Good medical insurance? The hospitalization fee is 10 thousand, but good medical insurance? The deductible for long-term medical treatment for 6 years can be 1 0,000.
This is quite good. Many medical insurances are really rigid at this point. You spent 8,000 yuan in the first year and failed to reach the deductible of 1 1,000 yuan, so you will not be compensated; In the second year, it cost 9000 yuan, but it didn't reach 1000, and the insurance company still didn't pay for it. Relatively speaking, good medical insurance and long-term medical insurance are more flexible.
Third, good medical insurance? What about long-term medical insurance? What's the difference between after the upgrade and before?
After the upgrade of good medical insurance and long-term medical insurance, many people began to ask about medical insurance and long-term medical insurance again. Let's talk about the upgraded long-term medical care by comparing the old version. Is it worth buying?
Draw a direct conclusion:
The biggest advantage of this insurance is that the renewal conditions are good: it is guaranteed to be renewed within 6 years, and it can be renewed after the previous claims are completed or the health deteriorates, without review.