quite a few people have many questions about medical insurance, and they don't know how to buy it. Here, we collect and sort out the popular medical insurance products in China, which one is worth buying and which one is cost-effective. You can see at a glance: What are the good medical insurance recommendations? Inventory of top 2 best-selling medical insurance in 22

Before purchasing commercial medical insurance, it is recommended to configure medical insurance. Medical insurance is the most basic guarantee, which is a welfare policy given by the government to the people. The price is cheap and there are no insurance restrictions, and almost anyone can buy it. Commercial medical insurance is a supplement to medical insurance. Some items that cannot be reimbursed by medical insurance can be reimbursed, such as high-end treatment and special treatment.

There are many types of medical insurance. The common ones are millions of medical insurance, hospitalization insurance and cancer prevention insurance.

Let's talk about these three types in detail:

1. Millions of medical insurance

People of almost every age class are suitable to buy millions of medical insurance. Its premium is low, the reimbursement amount is high, and there are no restrictions on the types of diseases to be reimbursed. The annual premium is only a few hundred yuan, but you can get millions of reimbursement, which is really worth it. At the same time, the coverage of millions of medical insurance is also very comprehensive, such as bed fees, nursing fees, surgery fees, medicine fees, materials fees, etc., which can be reimbursed.

Let me give you an analysis of several representative millions of medical insurance:

Take a simple analysis with pictures.

(1) Good medical insurance: Its biggest highlight is the 6-year guarantee for renewal, which is unmatched by many products. In these six years, the insurance company will not refuse to insure or increase the premium because you have made a claim or your health has changed. You can continue to buy even if the product has stopped selling. .

(2) Enjoy E-health: increase the home care after operation, special medicine service for tumor, and increase the options of deductible for families.

(3) Micro-medical insurance: The highlight of this model is that it includes the value-added services of international second diagnosis and treatment, and you can get professional written medical advice.

From the above analysis, we can see that each product has its own unique advantages. When choosing products, we should choose according to our own needs.

In addition to the three types of insurance mentioned above, there are many products with millions of medical insurance that are worth buying. Friends who want to know can read the original text: What are the good medical insurance recommendations? Inventory of top 2 best-selling medical insurance in 22

2. Hospitalization insurance

Hospitalization insurance has the characteristics of low deductible and minimum living allowance. This kind of insurance is mainly used for reimbursement of outpatient service, which is more suitable for babies under 5 years old or older people. Because babies and the elderly have poor physical fitness, it is easy to catch a cold or have a fever. Relatively speaking, this insurance will be more useful to them.

3. Anti-cancer medical insurance

Because most hospitalization medical insurance and millions of medical insurance are limited to -65 years old, older people cannot be insured, so they can be insured with anti-cancer medical insurance.

Anti-cancer medical insurance only pays for hospitalization or special outpatient treatment caused by cancer. The health notice of this insurance is relatively loose, and older people can also take out insurance. It is more suitable for people with poor physical function and older age.

The price of this kind is greatly influenced by physical fitness and age. Here are some medical insurance for cancer prevention that is worth buying. You can make a reference and collect it if necessary: What good medical insurance do you recommend? Inventory of Top 2 Best-selling Medical Insurance in 22