The identification standard of accident vehicles refers to vehicles that have been immersed in water for a long time after a serious collision or collision, and the engine compartment or passenger compartment has been severely burned, with a large burn area and serious parts damage.

1, after the impact, the engine compartment and cockpit vehicles were damaged.

2. The impact damage of the rear fender of the car body exceeds one third of the vehicle.

3. The longitudinal beam has vehicles that are welded, cut, reshaped and deformed.

4. The shock absorber seat has welded, cut, reshaped and deformed vehicles.

5.ABC column welded, cut, reshaped and deformed the vehicle.

6. Vehicles with airbags ejected due to impact.

7. Other non-removable parts are vehicles that are severely welded, cut, reshaped and deformed.

8. Vehicles whose bodies are soaked in water for more than half of their bodies, or vehicles with accumulated water entering the cockpit.

9. The car body was burned by fire for more than 0.5 square meters. After repair, there are still potential safety hazards.

Traffic accident vehicle loss insurance is the most widely used vehicle insurance, which is responsible for compensating your own vehicle for losses caused by natural disasters and accidents. Whether it is a scratch or serious damage, the insurance company can pay for the repair.

legal ground

Road Traffic Safety Law of the People's Republic of China

Article 76 If a motor vehicle accident causes personal injury or property loss, the insurance company shall make compensation within the liability limit of compulsory motor vehicle third-party liability insurance; The insufficient part shall be liable for compensation in accordance with the following provisions: (1) In case of a traffic accident between motor vehicles, the party at fault shall be liable for compensation; If both parties are at fault, they shall share the responsibility according to their respective fault proportions. (two) motor vehicles and non-motor vehicle drivers and pedestrians have traffic accidents, and the non-motor vehicle drivers and pedestrians are not at fault, and the motor vehicle party shall be liable for compensation; If there is evidence that non-motor vehicle drivers and pedestrians are at fault, the liability for compensation of the motor vehicle party shall be appropriately reduced according to the degree of fault; If the motor vehicle party is not at fault, it shall be liable for compensation not exceeding 10%. The loss of traffic accidents is caused by non-motor vehicle drivers and pedestrians deliberately colliding with motor vehicles, and the motor vehicle party is not liable for compensation.