Women's critical illness insurance is a special type of women's health insurance. Women's critical illness insurance has many different characteristics. Due to the special protection, the premiums are relatively cheap. For those who have critical illness insurance protection needs , and those who want to save premiums as much as possible can combine ordinary disease insurance and women's critical illness insurance to purchase.
Take the "Beautiful Life" women's protection plan as an example. It not only has common insurance liabilities such as death, total disability, critical illness, and maturity benefits, but also covers women's specific cancer in situ, accidental injuries, and facial plastic surgery. Special coverage is available for surgery, systemic lupus erythematosus, and women-specific surgeries.
What should you pay attention to when buying critical illness insurance for women?
1. Try to ensure the insured amount is sufficient, and it is recommended that it be no less than 5 times the annual income.
2. Whether critical illness insurance is a stored-value type or a consumption type, it is recommended to choose a reasonable combination based on disposable income when the insured amount is met.
3. For the selection of serious diseases, in addition to the 6 core diseases and 19 recommended diseases stipulated by the China Insurance Regulatory Commission, you can also consider purchasing serious diseases with additional carcinoma in situ and malignant tumors of the female reproductive system. Critical illness with multiple benefits.
4. It is recommended to choose a critical illness insurance with attached health management services, such as special cancer prevention physical examination, critical illness green pass service, rehabilitation services and treatment for patients with critical illness, etc. After all, everyone hopes to avoid serious illness. If you do, it is best to have a green channel service for medical treatment and arrange professional diagnosis and treatment. Rehabilitation from serious illness is a long-term process that requires lifelong maintenance.
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