To apply for micro-credit loans, farmers should first apply for loan certificates from local rural credit cooperatives. After receiving the application, the rural credit cooperatives shall evaluate the applicant's credit rating, and according to the evaluated credit rating, verify the credit loan amount of the corresponding level and issue loan vouchers. When farmers need micro-credit loans, they can apply directly to rural credit cooperatives with loan vouchers and valid identity documents. When receiving the loan application, the rural credit cooperatives shall review the purpose and amount of the loan and issue the loan after passing the examination.
It should be noted that according to the current regulations, only loans for agricultural production costs such as planting and aquaculture are provided; Agricultural machinery loan; Only by focusing on agricultural pre-production, mid-production and post-production service loans and consumer loans such as purchasing daily necessities, building houses, treating diseases and sending children to school can farmers use micro-credit loans.
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Hello, beauty, what are the requirements for applying for rural poverty alleviation loans?
How much to borrow
Let's see what others say.
3. What are the procedures for poverty alleviation loans for poor households?
Hello, 1. Application conditions for precision poverty alleviation loans:
1, aged between 18 and 60 years old, with a fixed residence and full capacity for civil conduct;
2. Hold valid identity documents, have repayment ability, and have no bad credit record;
3, engaged in production and business activities in line with national laws and regulations and industrial policies;
4. Have the willingness to lend and the ability to develop independently;
5. Rich people, rural cooperative organizations and leading enterprises in agricultural industrialization who can drive poor farmers who lack the ability to get rich (must be poor households with established files) to increase their income and get rid of poverty; abstract
I want to get a bank loan. I am a poor household. What is the procedure for asking questions?
Hello, I'm glad to answer your question. I have seen all your questions and am sorting out the answers. A moment, please.
Hello, 1. Application conditions for precision poverty alleviation loans:
1, aged between 18 and 60 years old, with a fixed residence and full capacity for civil conduct;
2. Hold valid identity documents, have repayment ability, and have no bad credit record;
3, engaged in production and business activities in line with national laws and regulations and industrial policies;
4. Have the willingness to lend and the ability to develop independently;
5. Rich people, rural cooperative organizations and leading enterprises in agricultural industrialization who can drive poor farmers who lack the ability to get rich (must be poor households with established files) to increase their income and get rid of poverty; answer
Fourth, what conditions need to be met to bring poverty alleviation funds?
Conditions for applying for poverty alleviation loans: the age is between 18-60, with a fixed residence and full capacity for civil conduct. Hold valid identity documents, have repayment ability, and have no bad credit record. Production and business activities conform to national laws, regulations and industrial policies. Willing to borrow, capable of independent development.
It can drive poor farmers who lack the ability to get rich (must be poor households with established files) to increase their income and get rid of poverty, rural cooperative organizations and leading enterprises in agricultural industrialization.
Lenders need to sign agreements with poor households, village committees, town governments and industry authorities to increase income and get rid of poverty, use the loan quota of poor farmers, and assume the responsibility of repaying all loans as the main body of loans.
If the lender is an enterprise legal person, its legal representative must have legal and valid certificates such as business license, organization code certificate, tax registration certificate, production and operation license, etc. Except for the aforementioned condition 1 to 4.