The initial deposit amount of lump-sum deposit and withdrawal is 1000 yuan. In general, the minimum deposit amount stipulated by the bank is 1 1,000 yuan. If it is less than 65,438+0,000 yuan, you can't apply for lump-sum deposit. Of course, different banks have different regulations on the initial deposit amount of lump sum deposit and withdrawal, and the specific regulations of the bank shall prevail. Generally, the withdrawal period of lump-sum deposit and withdrawal of principal is divided into one month, three months or half a year. [Extended information] Lump sum deposit and withdrawal refers to a time deposit with an agreed term when opening an account, with the principal paid in one lump sum and the principal withdrawn in installments. From 1000 yuan, the deposit period is divided into one year, three years and five years, and the withdrawal period is divided into one month, three months and six months. Time deposit refers to a personal deposit with an agreed term when opening an account, in which the principal is deposited in one lump sum and the principal is withdrawn at regular intervals. The deposit term is one year, three years and five years. The deposit is 65,438+0,000 yuan, and the withdrawal period is one month, three months and half a year, which is determined by you and the business outlets. Interest is calculated according to the lump-sum deposit and withdrawal rate listed on the account opening date, and will be withdrawn on the due settlement date. The interest on the unexpired portion is calculated according to the current interest rate listed on the withdrawal date; If you want to withdraw in advance, you can only withdraw in full. It means that depositors temporarily transfer or deposit funds or money in banks or other financial institutions while retaining ownership, or temporarily transfer the right to use to banks or other financial institutions. It is the most basic and important financial behavior or activity, and also the most important source of credit funds for banks. Deposit is one of the most basic businesses of banks. Without deposits, there would be no loans, and there would be no banks. In terms of time, deposits are earlier than banks. In the Tang Dynasty in China, there was a cabinet dedicated to receiving and keeping money. Depositors can pay with "labels" such as checks or other tokens. Money changers in medieval Europe also accepted customers' deposits, which had the nature of keeping money and did not pay interest. They are the seeds of foreign bank deposit business. With the emergence of banks and other financial institutions, the deposit business of banks has developed rapidly.