You must get the loan yourself. If the other party cheats you for a loan, I suggest you go to the police as soon as possible.
Legal basis: Article 10 of the Supreme People's Court's Opinions on People's Courts Handling Loan Cases states that a loan relationship formed by one party by fraud or coercion or taking advantage of a person's crisis against its true meaning shall be deemed invalid. Article 11 The lender knows that the borrower borrows money to engage in illegal activities, and its lending relationship is not protected.
When you encounter fraudulent online loans, you should leave evidence to prove that you did not lend voluntarily, but were induced to lend without knowing it. As long as you have evidence, you can call the police, or you can go to the industrial and commercial department to report the fraud of this beauty salon and defraud customers of loans. If there is no evidence, it is likely to suffer a dumb loss. It may not be acceptable to call the police, but if you call the police, there will be police there to collect evidence. You can try.
：
Beauty loan means that users have no funds to handle medical beauty projects and apply for loans to pay medical beauty expenses. Because beauty and loan are tied together, this kind of loan is called beauty loan. Formal financial institutions will not provide beauty loans, so beauty loans are mostly conventional loans. Once users apply for beauty loans, they will fall into the trap of beheading, high interest rates and being deliberately overdue.
If users are short of money, they should apply for formal consumer loans instead of this kind of beauty loans. Users who like beauty should apply for such loans carefully.
This kind of loan is a kind of consumer loan. Some loan platforms cooperate with medical and aesthetic institutions to provide immediate consumption and beauty priority for some groups with insufficient consumption power.
Different from other consumer loans, the amount of medical beauty loans can only be used to pay the plastic surgery expenses of designated medical institutions, and cannot be withdrawn or transferred, nor can it be used for other purposes.
At present, laws and regulations do not clearly stipulate that medical and American loans are illegal, only that medical and American loans are in a gray area. However, the medical and American loan products on the market are mixed, which are difficult to control, lax in examination and unsecured, and easily lead to a series of social problems. Therefore, we should try our best to choose medical and beauty loans launched by formal institutions.
Usually, regular medical and beauty lending institutions are qualified for loans, that is, institutions with formal financial licenses, or cooperative loans with licensed financial institutions, will not charge high interest, do not conceal the real loan interest, and the interest rate range will not exceed the warning line stipulated by law, and can provide formal loan contracts without malicious collection when users are overdue.
In addition, the beauty institutions that cooperate with the medical and American loans must have valid business licenses and medical institutions' practice licenses, surgeons must obtain doctors' practice certificates, and the fees are transparent, and they will not falsely report medical projects and drive up the cost of surgery.