You can consider buying a male sickness insurance. Because of the great physiological differences between men and women, the major diseases that may be suffered are not the same. In fact, male critical illness insurance has increased some male diseases (testicular cancer, prostate cancer, penile cancer and so on. ) to ordinary critical illness insurance, but other guarantees are similar. If you still don't know how to read the terms of the contract, look here: 4 tricks to quickly understand the insurance terms!
For men, the most affordable critical illness insurance is the 25 kinds of critical illness products stipulated by the China Insurance Regulatory Commission, which is a bit like what we call "standard". Without the protection of 25 diseases, it cannot be the protection of serious diseases.
Middle-aged men are at the peak of their careers and have certain economic strength. With the increasing pressure from family and work, when men apply for critical illness insurance, they should choose critical illness insurance products with high coverage and comprehensive protection. In addition, because middle-aged men are in the rising stage of their career and their economic income level is constantly improving, they should choose critical illness insurance products with flexible coverage when taking out insurance, so as to flexibly adjust the coverage when their income increases in the future. Considering the future pension problem, it is necessary to insure a suitable long-term critical illness insurance at this stage, because most long-term critical illness insurance has the function of premium return, and the returned premium can be used for later pension.