2. Last month, after re-insurance, it will appear several times in one year, which will lead to an increase in insurance premiums in the second year.
3. If the vehicle has car damage insurance and there are no violations such as drunk driving, drunk driving and drug driving, it will be paid in full.
If you report to the local authorities tomorrow, it depends on whether there is a "third party". If there is no third party, only 70% will be paid, and if there is, all will be paid.
General appearance process:
Extended data:
1. In order to correctly hear insurance contract disputes and earnestly safeguard the legitimate rights and interests of the parties, the relevant issues concerning the people's court's application of the Insurance Law of People's Republic of China (PRC) (hereinafter referred to as the Insurance Law) revised by the Seventh Session of the 11th the National People's Congress Standing Committee (NPCSC) on February 28th, 2009 are stipulated as follows:
1. Disputes arising from insurance contracts established after the implementation of the insurance law shall be governed by the provisions of the insurance law. Disputes arising from insurance contracts established before the implementation of the Insurance Law shall be governed by the legal provisions at that time, unless otherwise stipulated in this Interpretation; If there is no provision in the law at that time, refer to the relevant provisions of the applicable insurance law.
To determine whether an insurance contract is established, the law at the time of conclusion of the contract shall apply.
2, for the insurance contract established before the implementation of the insurance law, the application of the law at that time is invalid and the application of the insurance law is effective, the provisions of the insurance law shall apply.
3. The insurance contract was established before the implementation of the insurance law, and the provisions of the insurance law shall apply if the transfer of the insured object, insurance accident, claim settlement, subrogation and other acts or events occur after the implementation of the insurance law.
4. The insurance contract was established before the implementation of the Insurance Law. After the implementation of the Insurance Law, the insurer claims to terminate the contract on the grounds that the insured fails to fulfill the obligation of truthful disclosure or the age of the insured is untrue, and the provisions of the Insurance Law shall apply.
Two. For insurance contracts established before the implementation of the Insurance Law, the period under the following circumstances shall be counted from June 65438+10/October 65438 +0, 2009:
(a) before the implementation of the insurance law, the insurer receives a request for compensation or payment of insurance benefits, and after the implementation of the insurance law, the thirty days specified in Article 23 of the insurance law shall apply;
(two) before the implementation of the insurance law, the insurer knows the cause of termination, and after the implementation of the insurance law, the insurer exercises the right of termination in accordance with the provisions of Articles 16 and 32 of the insurance law, and the 30 days stipulated in Article 16 of the insurance law shall apply;
(three) after the implementation of the insurance law, if the insurer requests to terminate the contract in accordance with the provisions of the second paragraph of Article 16 of the insurance law, the two years stipulated in Article 16 of the insurance law shall apply;
(4) Before the implementation of the Insurance Law, the insurer received the notice of transfer of the subject matter insured. After the implementation of the Insurance Law, if the insurer requests to increase the insurance premium or terminate the contract according to the contract on the grounds that the transfer of the subject matter insured has significantly increased the degree of danger, the 30 days stipulated in Article 49 of the Insurance Law shall apply.