Million medical insurance is a medical insurance that can provide millions of insured amounts, and the premium is relatively cheap. It has become more popular in recent years and can be used as a supplement to medical insurance. Of course, not all diseases can be covered by million medical insurance. It can be reimbursed, but what diseases are not reimbursed by Million Medical Insurance?

What diseases are not reimbursed by Million Medical Insurance?

1. Types of plastic surgery: such as cosmetic plastic surgery and orthodontic treatment etc., are also diseases that are not reimbursed by millions of medical treatments;

2. High-risk sports: diseases caused by rock climbing, skydiving, etc. are also not reimbursable;

3. Childbirth reimbursement : Such as pregnancy, prenatal check-up, ectopic pregnancy, etc., insurance companies will not recognize it;

4. Pre-existing conditions: such as congenital diseases, chronic diseases, mental illness and previous diseases will not be compensated;

5. Crime: No crime can be committed in the insurance, and all medical expenses arising from crimes involving the law are not compensable;

6. Other diseases: Some million-dollar medical insurance clearly states that occupational diseases, Notifiable infectious diseases are not compensable, so special attention should be paid to this, as it is a relatively special form.

Of course, in addition to some diseases that are not reimbursed, if the insurance accident falls within the exemption scope of the million-dollar medical insurance, it will not be reimbursed, including the following situations:

1. During the waiting period Inside risk.

2. Not treated in a designated hospital.

3. The cost does not exceed the deductible.

4. Failure to provide truthful health information.

5. Expenses that have been reimbursed.

Of course, the product terms of different millions of medical insurance products will be different, so when purchasing, you should read the terms carefully and choose the appropriate insurance product. The above is all the content. I hope it will be helpful to you.