Current location - Plastic Surgery and Aesthetics Network - Plastic surgery and beauty - I want to remit a large sum of dollars back to China. What should I do?
I want to remit a large sum of dollars back to China. What should I do?
The most stupid way: after withdrawing money, put the money into the bank (because when withdrawing money in foreign exchange transactions, you don't directly put it into your bank card, but you enter your name first, and then the bank calls you into the account. ) but not the settlement and sale of foreign exchange, that is to say, put the US dollar in your own bank card. (Provided that the money is not urgent. Because it's all your own money anyway, and the money is on your own card, it doesn't matter whether it's US dollars or RMB. If you want to deposit money next time, you can deposit it directly. )

Formal method: because of national regulations, a person can only have a quota of 50 thousand dollars a year. If your $50,000 limit is used up, you can entrust your immediate family members to handle the foreign exchange settlement business. Of course, this immediate family member also has a quota of 50 thousand dollars a year. (Immediate family members include parents, children and spouses. When going to the bank counter to settle foreign exchange, the agent must provide his ID card, agent ID card and proof of immediate family members. Usually a household registration book or a marriage certificate. ) provide proof that the bank handles the settlement and sale of foreign exchange, and then OK. Of course, at present, domestic investment in foreign exchange transactions is mainly closed, so it is very simple. When the bank staff asks you the source of funds, you tell the bank staff that this point is the cost of support or online training. (If it is a formal platform, money will not come in the name of the company. Because it is internationally stipulated that companies cannot remit money to individuals).

The second type: suitable for large funds. The annual settlement and sale of foreign exchange exceeds $300,000 and above. Then you can use the following methods:

Apply for a bank card in Hong Kong. (For example, ICBC (Asia) of ICBC, smart card of China Merchants Bank, and dry port American Express card of China Construction Bank), because there are no so-called restrictions on the settlement and sale of foreign exchange in Hong Kong, only in Chinese mainland. I have no choice but to blame myself for my bad life and living in the mainland. Only these three cards are introduced here, because only these three cards can be used in Hong Kong in China. Of course, if you can go to Hong Kong in person, that's fine. You can apply for the International Standard Chartered Bank and so on. Not much to say here.