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Dental liability covered by medical insurance due to accidents

Dental responsibilities within the scope of medical insurance caused by accidents are as follows:

According to the accidental disability standards for accidental medical insurance, if more than or equal to one tooth is lost due to an accident, it is classified as a first-level disability. , you can get accidental disability insurance compensation. If it is an accidental medical treatment, only the treatment of accidental damage to teeth, dental restoration and dental plastic surgery are within the scope of liability exemption. Due to the low level of dental health in China and the high risk, medical insurance generally excludes dental disease treatment.

Extended information:

In areas with social security, oral examination and treatment are medical insurance items. Tooth extraction and intraoral surgery are also medical insurance items, but tooth cleaning, oral restoration, and orthodontics are not. Medical insurance project. Social security reimbursement items may be different in different regions, and the specific local regulations shall prevail. It can be seen that dental treatment that belongs to the basic risk of the disease can be reimbursed, but dental cosmetic surgery cannot be reimbursed.