Legal analysis: the special-needs ward belongs to the special-needs service, and the part higher than the bed fee paid by medical insurance cannot be reimbursed. At present, special medical services are limited to analgesia delivery, doula delivery, LDR home delivery, plastic surgery and special outpatient service, and all non-profit medical institutions are not allowed to add special medical services without authorization.

Legal basis: Article 30 of the Social Insurance Law of People's Republic of China (PRC), the following medical expenses are not included in the payment scope of the basic medical insurance fund:

(a) shall be paid by the industrial injury insurance fund;

(2) It shall be borne by a third party;

(three) shall be borne by public health;

(4) Go abroad for medical treatment.

Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.