First, foreigners can borrow money from local banks.

Usually, when applying for loans from banks, banks have strict requirements for borrowers. In addition to the basic personal credit information and work income, the borrower also needs to have a fixed local address and residence certificate. If the borrower meets the relevant loan requirements, even foreigners can get bank credit loans.

In addition, some banks have certain restrictions on borrowers' accounts. Borrowers had better go to several banks for comparison before applying for a loan.

Extended data:

According to different classification standards, there are many types of bank loans:

1. According to different repayment periods, it can be divided into short-term loans, medium-term loans and long-term loans.

2. According to different repayment methods, it can be divided into demand loans, term loans and overdrafts.

3. According to the purpose or object of the loan, it can be divided into industrial and commercial loans, agricultural loans, consumer loans and securities broker loans.

4. According to the different loan guarantee conditions, it can be divided into bill discount loan, bill mortgage loan, commodity mortgage loan and credit loan.

5. According to the different loan amount, it can be divided into wholesale loans and retail loans.

6. According to the different ways of interest rate agreement, it can be divided into fixed interest rate loans and floating interest rate loans.