The foreskin operation is not covered by Xue Ping insurance. Strictly speaking, foreskin surgery belongs to plastic surgery. Therefore, simple outpatient circumcision is generally not reimbursed, and there is generally no need to be hospitalized after phimosis surgery, and normal life can be restored in a week or so. The main coverage of Xue Ping insurance includes accidental death/disability, accidental medical treatment, hospitalization, etc. If there are no related medical expenses within the scope of protection, the insurance company will not pay the claim.
The full name of Xue Ping Insurance is "Ping An Insurance for Primary and Secondary School Students", which belongs to personal accident insurance and is aimed at the characteristics of primary and secondary school students. When students enter school, they often take out insurance voluntarily, and the insured can get a number of guarantees including accidental injury, accidental injury medical care and hospitalization medical care by paying tens of yuan. It is the most extensive and universal insurance for children. Its biggest feature is its low premium and wide coverage, which is more suitable for underage students.
Precautions for insurance
1. Insurance age: Infants, children, students in primary schools, junior high schools, senior high schools and universities who are born more than 30 days can be insured. Children are insured by their parents as policyholders. 2. Insurance materials: applicant's name, gender, height and weight, ID number, address, occupation and mobile phone number. Insured (children): name, gender, height and weight, ID number, relationship with the insured, community medical treatment, hospitalization history and other medical insurance.
Generally, all insurance companies have their own academic insurance clauses, and each company's clauses will have some differences in insurance liability, insurance amount and compensation clauses. What is shown below is just a clause. Be sure to read the insurance clauses of the insurance company carefully when you apply for insurance.
Legal basis:
People's Republic of China (PRC) social insurance law
Thirtieth the following medical expenses are not included in the basic medical insurance fund payment scope:
(a) shall be paid by the industrial injury insurance fund;
(2) It shall be borne by a third party;
(three) shall be borne by public health;
(4) Going abroad for medical treatment;
(5) Medical expenses that should be borne by a third party according to law.
Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.