Insured fee is an additional postal service, which is used to deliver more valuable articles, securities, parcels, etc. In case of loss or damage, the courier company is responsible for compensation according to the insured amount.

When choosing this service, the sender should ensure that the insured amount is consistent with the actual value of each email. The maximum insured amount of each mail is 100000 yuan, and the insured fee is charged at 1% of the declared insured amount, and the minimum charge per piece is 1.00 yuan. Mail that fails to pay the insured fee according to the regulations is not insured mail.

If the insured mail is lost, damaged or short, compensation shall be made according to the actual loss value, but the maximum amount shall not exceed the insured amount of the relevant mail; If the uninsured mail is lost, damaged or short, it shall be compensated according to the actual loss, and the maximum amount shall not exceed twice the postage paid; If the mail is delayed, it shall be compensated according to the standards set by the postal department; For other losses or indirect losses, the postal department shall not be liable for compensation.

Extended data:

Relevant laws and regulations:

According to the Provisional Regulations on Express Delivery:

Article 21 Before the sender fills in the express waybill, the enterprise engaged in express delivery business shall remind him to read the terms of the express delivery service contract, abide by the relevant provisions prohibiting the delivery and restricting the delivery of articles, and inform him of the relevant insurance rules and insurance services.

If the sender delivers valuables, it shall make a statement in advance; Enterprises engaged in express delivery business may require the sender to insure the value of valuables.

Twenty-seventh express delay, loss, damage or lack of internal parts, for the insured express, the liability for compensation shall be determined in accordance with the insured rules agreed between the express delivery enterprise and the sender; For uninsured express mail, the liability for compensation shall be determined in accordance with the relevant provisions of the civil law.

The state encourages insurance companies to develop liability insurance for express delivery losses, and encourages enterprises engaged in express delivery business to take out insurance.

Baidu encyclopedia-insured fee

Baidu Encyclopedia-Provisional Regulations on Express Delivery