1. Bring my ID card directly to the counter of the bank outlet to handle the physical gold transaction;

2. Open the mobile banking client and buy gold on the wealth management page, taking China Merchants Bank as an example:

(1) Open the China Merchants Bank APP in the iPhone 13 mobile phone version of iOS 15.0, switch to the wealth management interface, and click Gold to enter;

(2) The golden interface pops up. Gold can be bought for financial management or given as a wedding gift. Next, talk about how to buy gold wealth management, click on the current gold purchase (trading time purchase: except for legal holidays from 9: 00 to 22: 00 Monday to Friday);

(3) Select the payment card and purchase the gold coin, click the agreement and purchase.

There are two kinds of demand for gold: physical demand and investment demand. The former is mainly aimed at jewelry, warehousing and industry, while the latter is mainly aimed at various gold trading products, such as paper gold, gold options and futures. Investment demand largely determines the trend of gold price. Investment demand is far greater than physical demand, and the annual global gold supply is roughly equal to physical demand. The demand for physical gold has little effect on the price of gold. What has a great influence on the price of gold is the investment demand of gold.

London and new york are the main markets for gold. The morning and afternoon fixing prices in London have an important influence on the current gold price, and the gold futures price in the New York Mercantile Exchange is the weather vane of the international gold price. The actual annual output value of gold is about $654.38+060 billion, which is only equivalent to the three-day trading volume in new york and London gold markets. Shanghai Gold Exchange and chinese gold and silver exchange society can't compare with the first two in scale and influence.

The main currency of gold is the dollar, and gold is the enemy of the dollar. Today's monetary system is the US-led dollar standard. When the Bretton Woods system collapsed, the United States forced the IMF to stipulate that national currencies should not be linked to gold, so the dollar became the world currency and reserve currency, and more than half of the world's dollars were not in the hands of the United States. In this way, the United States has mastered the initiative of monetary policy, so the international gold price is closely related to the trend of the dollar, and those factors that affect the trend of the dollar will help to analyze the trend of the gold price.

Inflation factor. Gold is regarded as an effective tool to fight inflation. For this problem, we might as well look at it from another angle, that is, refer to the interest rate level. Although gold is expensive, it does not bear interest, which is the bane of gold itself. Although it can preserve the value, it does not generate income. In the low interest rate environment, the advantage of gold is more prominent, but with the increase of interest rate, this advantage will weaken or even disappear.

Hedging function. The so-called prosperous antiques, gold in troubled times, the more turbulent the world situation, the greater the demand for gold. But how to understand their relationship is very important. First, apart from the world war, economic turmoil is the most important issue among all turmoil. So you can see that in the three years after the financial crisis in 2008, the price of gold rose more than the previous six years. Second, these upheavals should be related to the United States. No matter how wars are fought in Africa, Wall Street won't care, but 9. 1 1 is different. If you move to the United States, there will soon be two wars in Afghanistan and Iraq, and the price of gold will rise accordingly.