Careful observation of people around you, according to the habit of using money, can be divided into the following categories:
(1) Normal expenditure, the province's flowers.
No matter whether you have money or not, you are used to inviting friends to dinner lavishly or spending money without restraint.
In order to save money, I am not only stingy with people around me, but also stingy with myself, and I have been living a tight life;
It is amazing that people who spend a lot of money all day or like to invite friends to dinner think that they will be down and out one day, but after many years, they still have the conditions to live a luxurious life. On the contrary, those who always want to save money hide or lose their wallets every time they check out, but they don't make their lives better because of lack of money.
It seems that the more reluctant you are to spend money, the poorer you are, and the more you love to spend money, the less you will become penniless.
Why are people who spend more money getting richer and those who don't want to spend more money getting poorer? This may involve the "metaphysics" of a way of thinking.
Those who think about saving money all the time, the idea is always: to buy things cheaply, you must save here and there, so what should you do with the money saved? At first, they may want to save money to eat delicious food, travel and buy good things they want ... as a result, they have saved enough money and formed the habit of feeling expensive and reluctant to buy anything.
People who spend a lot of money all day, although they have no foresight about the future, most of them don't know how to "plan ahead", so they can't save any money. However, to some extent, they are also very open, because they are never stingy with what they like. What should I do if I have no money to buy it? They start to think about how to buy XX or XXX, and they will start to make money desperately to achieve their goals, or they may buy what they like.
This is probably why the poor are getting poorer and the rich are getting richer in today's society. Because they feel poor, 80% people are constantly "frugal", saving as much as possible, and the rest of the money is deposited in the bank. But for the rich, their wealth in the bank generally accounts for only a small part, and the rest of the money will be invested ~ ready for turnover ~ shopping ~ anyway, it will definitely not be deposited in the bank, because the interest rate of the bank is too high now! Low! Yes!
What is a bank? People who have no money will think that the bank is a place where they can cross Qian Shengqian, but countless facts tell us that the interest on putting money in the bank now can't even keep up with inflation! So, if you put most of your money in the bank, it will become less and less.
So some people say that banks nowadays are places where people who don't like spending money gather, and also places where friends who like spending money gather. The money you are reluctant to spend has become the capital that others use to spend money to make money.
So don't be reluctant to spend money. The more reluctant, the poorer! Being stingy with yourself will lead to poverty. When it's time to spend money, you must spend it generously. Of course, I don't mean to spend money lavishly, but don't be timid when spending money. After all, how can a person make a lot of money if he is not generous to himself and others?
You know, the purpose of making money is for consumption, and the money that can't be spent is a waste, and it can only be a "pile of numbers" in the bank forever. Of course, spending money is also an art. How should we spend it? Everyone should have their own ideas. Some people like to buy clothes, shoes and bags, some people like jewelry, luxury cars and foreign wine, and some people like to collect audio antiques ... as long as you think it is valuable, it is reasonable.
Finally, I hope you don't let your income limit your life, but be brave when spending money, so that you can get closer to your happy life step by step.