What does family property insurance cover?
Ordinary family property insurance mainly protects the main structure of the house and indoor auxiliary equipment (such as doors and windows, floors, pipeline gas, power supply equipment, kitchen supporting equipment, etc.). ) and indoor properties. The indoor property here only refers to household appliances, clothes, furniture and bedding. You can also add the risk of cash, gold and silver jewelry being stolen or lost.
How to protect family property insurance?
The accidents covered by general property insurance include fire, explosion, typhoon, rainstorm and debris flow. Among them, fire accidents are the most prone to occur. Most insurance products have certain flexibility. You can choose additional risks on the basis of basic insurance, such as additional theft and robbery liability, additional burst loss of plumbing pipes, additional indirect loss insurance, etc.
How to buy family property insurance?
The premium of home property insurance is low, and the guarantee is high. A guest can buy insurance for one year with one meal. But you should choose the amount of insurance according to your own property, that is, how much each property is worth. If the choice is too high, not only will you have to pay the premium, but you will also get compensation according to the actual value after the accident. If the choice is too low, we will compensate in proportion after the loss.
How to pay for family property insurance?
In the event of an insured accident, we should try our best to prevent or reduce losses, and the insurance can compensate for the expenses incurred. In addition, it is necessary to notify the insurance company in time, provide relevant explanatory materials such as the cause, process and loss of the accident according to the requirements of the insurance company, and assist the insurance company in accident investigation.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.