1. Jewelry: including gold, platinum, diamonds, watches, jewelry and jade. This business is simple, you can handle it with things and ID cards, evaluate the price on the spot and wait for it.

Second, real estate: it is real estate; Mortgaging a property to a pawnshop is similar to a bank's commercial property mortgage loan.

Third, motor vehicles: mainly cars; If you have a car, you need to go through the formalities of motor vehicle mortgage registration.

4. Property rights: including shares, stocks, bills of exchange, checks, promissory notes, bonds, certificates of deposit, warehouse receipts, manifests, etc.

Bulk materials, mechanical equipment, etc.

The loan interest rate of pawn shops is higher than that of banks, but it is more flexible, with unlimited quota, short processing cycle and flexible repayment. Different pawn shops have different business fields, some don't do civilian goods, some don't do bulk materials and so on.

If you want to pawn things in a pawnshop, first, you must decide whether you choose to live or die. If you live, you must first prepare all kinds of documents and ID cards for the things you want to pawn, and then negotiate with the pawnshop about the repayment date, interest rate and other issues (most pawnshops have contract templates, so you should read them clearly).

If the husband and wife share real estate, they need to jointly handle the pawn matters (both parties are present, and ID cards are necessary). It is relatively simple to give a lot of pawn money, but most things will not be returned. You can still get it back when you are alive, provided that you pay a certain interest every month and return the principal before the repayment date, and then you can get some documents to cancel the mortgage.

In order to standardize the behavior of pawn shops, strengthen supervision and management, and promote the standardized development of pawn shops, the Measures for the Administration of Pawnshops have been formulated in accordance with relevant laws and regulations. These Measures shall apply to the establishment and pawning activities of pawn shops in People's Republic of China (PRC).

The term "pawn" as mentioned in these Measures refers to the act that a pawnshop pledges its movable property and property rights or mortgages its real estate as a pawn shop, pays a certain percentage of the expenses, obtains the pawn shop, pays the interest of the pawn shop, repays the pawn shop and redeems the pawn shop within the agreed time limit.

The term "pawnshop" as mentioned in these Measures refers to an enterprise as a legal person established in accordance with these Measures, and the relevant provisions of the Company Law of People's Republic of China (PRC) shall apply to its organizational form and organization.

Extended data:

Pawning is also called "pawnshop" or "pawnshop". It is an institution that used the goods received as collateral to issue usury in old China. There are many kinds of pawns in China in the past dynasties, such as "pledge warehouse", "release warehouse", "standard shop" and "longevity warehouse". The earliest pawn industry in China appeared in the Northern and Southern Dynasties, and the earliest pawn record can be found in Liu Yuchuan at the end of Han Dynasty: "Okoyi should be rewarded."

In the old days, most pawns in China used clothes and other movable property as collateral, discounting the value of collateral provided by borrowers, lending cash and recovering principal and interest regularly. If it cannot be redeemed at maturity, the pledged goods will be confiscated by pawn shops, and some pawns can use real estate as collateral.

According to the relevant provisions of the Measures for the Administration of Pawnshops, the shortest pawn time is 5 days, and the longest pawn time is 6 months if it is less than 5 days.

After the pawn expires, customers can choose to redeem it within 5 days, or they can choose to renew their insurance according to their own needs.

After the expiration of the pawn period or the renewal period, the pawnshop shall redeem or renew the pawn within 5 days. It is absolutely necessary not to redeem or renew the pawn. After the pawn, if the assessed value of the pawn is less than 30,000 yuan, the pawn shop can sell it or discount it at its own expense. If the value of pawned property is more than 30,000 yuan, it can be handled in accordance with the relevant provisions of the Guarantee Law of People's Republic of China (PRC), or it can be auctioned by the pawnshop after the two parties have agreed in advance. After deducting the auction fee and the principal and interest of the pawnshop, the rest will be returned to the pawnshop, and the insufficient part will be recovered from the pawnshop.

References:

Baidu encyclopedia: pawn