Some companies are smart enough to divide their wages. When they lay off employees, employees will get much less compensation. The company you mentioned obviously pays five insurances and one gold according to the minimum standard, which shows that the company is smart or not strong enough.
If there is a better company, such as the salary is not split, and the five insurances and one gold are paid in full, then there is really no way to go to this type. You can make do with the one you asked. After all, the employment environment is grim now.
I hope it helps you.