1, general industry 1%, special industry about 2% (such as hotels, guesthouses, jewelry, handicrafts, etc. ).
2. For bulk transactions and wholesale transactions, the discount rate is capped, generally 0.5%- 1%, and the single 20 yuan or 50 yuan is capped.
Extended data:
Change business philosophy and find new profit growth points for banks;
Once the credit card fee is lowered, the short-term income of banks will definitely be affected, and many banks will also change their business ideas and find new profit growth points. According to industry insiders, in the long run, the reduction of credit card fees will increase the enthusiasm of merchants to use POS machines, and the use environment of bank cards will become better and better.
The staff of the retail department of Jinan Branch of a joint-stock bank said that although the charge for debit cards and credit cards is the same, once the new charge for credit cards is implemented, it will have a greater impact on the credit card center.
"For merchants, high credit card fees mean increased costs, while for banks, human and material resources are all costs to pay." The staff told reporters that most merchants' POS machines are invested by banks, and the credit card processing fee is too low, and the merchant commission is not enough to maintain the operating cost of credit cards, which will definitely have a great impact on banks.
Baidu encyclopedia-credit card handling fee