Some merchants do not pay the handling fee to the issuing bank when swiping their cards, or the handling fee ratio is very low, so Bank of Communications will not count the transactions into points.

MCC list of Bank of Communications without integral:

Specific categories of bill consumption, including but not limited to real estate; Automobile sales; Wholesale transactions; Hospital; Primary and higher education institutions; Universities, colleges and specialized schools; Charity and social services, non-profit undertakings; Fines; Bail and deposit; Pay taxes; Government services; Embassy and consulate fees; Government loans; And the bill consumption of specific merchant categories listed in the table below.

Name of merchant category code

1520 construction company

4458 tobacco delivery

4,900 yuan * * * Cost: water, electricity and sanitation.

50 13 Cars/Parts

502 1 business furniture

5039 Building Materials-Default

5044 Office/Photography Equipment

5045 Computer/Peripheral/Software

5046 Commercial Equipment-Default

5047 Laboratory/Medicine/Medical Equipment

505 1 metal service center

5065 electronic components/equipment

5072 Hardware Equipment/Supply

5074 Piping/Heating Equipment

5 1 1 1 stationery/office supplies

5 122 Medicine/Drug Distributor/Hygienic Products

5 13 1 cloth/needle/textile

5 137 uniforms and business clothes

5 139 business shoes

5 172 petroleum/petroleum products

5 192 Books/Periodicals/Newspapers

5 193 flower cultivation service/nursery

Paints, varnishes and others

527 1 mobile housing business

5398 large enterprise wholesale

55 1 1 car dealers/lessors

552 1 for car dealers only.

555 1 shipper

556 1 camping trailer dealer

557 1 motorcycle dealer

5592 automobile dealer

5598 xueshang automobile dealer

5599 Other Car Dealers-Default

5960 direct-selling insurance service

5998 tent branch

6300 insurance company

70 13 real estate agent-real estate agent

8062 hospital

82 1 1 primary/secondary schools

8220 College/University/Technical School

8398 charity/social service organizations

Non-profit enterprise

865 1 political organizations

92 1 1 attorney's fees/alimony

9222 fine

9223 bail

93 1 1 tax

9399 Government Services-Default

9400 embassy and reception fee

94 1 1 national debt

9704 county and township concessions-real estate and automobiles

9705 county and township concessions-wholesale category

9706 county and township discount-supermarket refueling category

9708 agricultural businessman