1. Most banks require the platform to pay100000, and a few banks require the platform to pay 50 million, and provide the audit report issued by the designated audit institution, which basically excludes the possibility of advance payment and allows the platform to pay.
2, at least half a year of operation, generally need to operate for more than one year.
3. According to the weighted turnover of the previous year, the risk reserve shall be paid at the scale of 0.5%- 1% without interest.
4. The bank sent risk control to the platform to review the target for nearly half a year, requiring the target information to be penetrating, knowing the final capital direction, and the one-vote veto could not be explained.
5. The turnover ratio of products demanded by the platform shall not exceed 65,438+00%, and there shall be a daily limit on the number and amount of products purchased by investors, so as to avoid leverage transfer and cash pool mode.
6. It is forbidden to carry out down payment loans for real estate, works of art, jewelry, mahogany mortgage loans, and installment loans for college students, and it is not acceptable to invest in third-and fourth-tier cities.
7. The interest rate shall not exceed 18%.
Extended data
1, funds are more assured: in the past, customers' deposits were all deposited by a securities company, and misappropriation often occurred. The customer's transaction settlement funds are uniformly deposited by the third-party depository bank, and the customer's margin is guaranteed by the dual credit of commercial banks and brokers, so as to ensure the payment of the customer's funds, and the customer's capital security can be guaranteed and more assured;
2. Deposit and withdrawal are more worry-free: customers can not only complete the transfer through the original way of brokers, but also complete the deposit and withdrawal of funds and the transfer between bank accounts and margin accounts through bank counters, telephone banking and online banking;
3. More intimate service: customers become the same customer of the brokerage and the bank, and can not only continue to enjoy the investment and wealth management services provided by the original brokerage, but also enjoy various comprehensive wealth management services of the bank.
4. As the deposit is uniformly deposited by commercial banks, it is convenient for the state to supervise the illegal funds entering the securities market.
Baidu Encyclopedia-Third Party Depository
Baidu encyclopedia-third party trusteeship