The following properties are not included in the scope of the insured property without specific agreement between the insured and the Company and stated in the insurance policy:
1, gold and silver, jewelry, jade, jewelry, antiques, ancient books, ancient paintings, stamps, artworks, rare metals and other valuables;
2. Livestock, poultry and other raised animals;
3, dikes, sluices, railways, roads, culverts, bridges, docks;
4. Equipment and materials in mines and mines.
The insured property does not include the following property:
1, land, mineral deposits, mines, pits, forests, aquatic resources and crops that have not been harvested or put into storage after harvest;
2, currency, tickets, securities, documents, account books, charts, technical data and priceless property;
3, illegal buildings, dangerous buildings, illegally occupied property;
4, materials in the process of transportation.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.