1. Pawning with valid documents is one of the necessary legal procedures for pawning. A valid certificate is a legal document provided by the pawnshop at that time indicating its identity or the nature of the unit. In China, personal valid documents are generally ID card, household registration book, driver's license, passport, officer's card, soldier's card, etc. The valid documents of a company are generally various corporate business licenses, corporate code certificates, tax registration certificates and corporate power of attorney. 2. Things that can be used as pawns can be roughly divided into two kinds, namely movable property and real right, which are the subject matter of creditor's rights guarantee for pawn shops to issue pledged loans. Common movables used for pawn generally include: gold and silver ornaments, jewels and diamonds, watches, photographic equipment, automobiles, cultural relics and artworks, household appliances, machinery and equipment, means of production, clothing, etc. Stand; It is called "real estate pawn", but according to the relevant laws and regulations, it is still necessary to operate by means of real estate mortgage. Such as concluding a written mortgage contract and handling real estate registration. This is completely different from chattel pawn, which usually only needs a pawn ticket to complete.

In other words, because real estate is immovable, its ownership cannot be transferred when mortgaged according to the law. However, pawn shops mortgage vacant rooms, clear houses, close doors and collect keys, which means that the ownership of real estate has been transferred, but the nature of real estate mortgage cannot be changed in form according to law, that is, although the possession of real estate has been transferred, real estate is still used as a mortgage for creditor's rights. Such a move is entirely aimed at strengthening the risk prevention of pawnshop loans. 3. Pawn items cannot be redeemed after the current period (that is, the agreed redemption period).