Question 2: What do you mean by idle funds? That is to say, you can do great things without much money, which is also called robbing Peter to pay Paul.
For example, in the past, real estate land acquisition did not require cash, and development and construction could be contracted to construction companies (contracts and materials were more expensive). As soon as the foundation sales office was built, it began to sell in advance, and before the house was built, it collected money. Then, pay all the money that should be paid, and the rest is nothing, and you can make a fortune!
These things need a good relationship. Or relatives, or gifts. That's why so many officials have been dismissed in recent years, you know. ..
Hope to adopt ~
Question 3: How to translate the idling of funds? Idle capital
Question 4: What do you mean by idle land? Idle land, referred to as "capital idling, land circulation".
After repeated research and comparison, Pudong New Area finally decided to adopt the innovative development model of "idle funds and real land transfer".
Cui introduced the relevant procedures to Zheng De in detail:
* * * Department will write a check to the development company according to the land transfer price as the capital investment of * * * to the enterprise and become the national shareholder of the development company; After this check is endorsed, the development company will pay it as a land transfer fee and hand it over to the land management department to sign a land use right transfer contract; After the land management department of Shanghai has transferred the land use right, all the transfer fee (check) income obtained from the development company will be turned over to the finance.
Explanation:
Taking the development company instead of * * as the main body of development can realize the paid use of land; Prepaid land price avoids the direct investment of funds and reduces the cost of land development. * * * Putting limited financial funds into infrastructure construction has enhanced the value of land, accelerated the primary market cycle of land development and further accelerated the development of urbanization.
Question 5: What does idle arbitrage between banks mean? I haven't heard of it for 40 minutes. I only heard that banks have joined hands with export enterprises to arbitrage. This is a small but valuable product. You can borrow money from the bank to buy this product, repeatedly declare import and export, and repeatedly deposit money in the bank to earn the difference between domestic and foreign interest rates and exchange rates, such as gold, jewelry, high-end integrated circuit electronic products, etc.
Question 6: How to find the problems existing in the idling management of interbank funds? There are four forms of bank funds idling: interbank funds idling, bill idling, wealth management idling and credit idling.
"Idle" in the same trade includes direct investment in the same trade, direct channels in the same trade and "self-entertainment" in the same trade detour. Among them, the typical form of interbank direct investment is "interbank financing+receivable investment", that is, interbank funds are absorbed through interbank deposits, selling and repurchasing, docking investment and wealth management products, and asset management plans. , amplify leverage and earn spreads. Inter-bank channel type mainly means that banks act as "channels" for other banks' fund management through inter-bank investment and other channels, earning fees and not assuming all risk responsibilities.
Bill idling includes illegal invoicing, illegal trading and illegal publication. Among them, illegal invoicing refers to circular invoicing without real trade background, inflated deposits and intermediary business income. Illegal declaration means that banks use wealth management funds to invest in bill assets through cross-industry cooperation channels and "channel" models such as trusts and brokers.
The main performance of credit idling is loan replacement, including on-balance-sheet self-operated loans replacing on-balance-sheet loans of other banks and on-balance-sheet loans replacing off-balance-sheet financing of other banks, which are mostly used for enterprises to raise new debts and repay old debts, but not really used for production and operation.
In the process of "idling" of financial management, part of the financial management funds of individual banks are used to buy financial products of this bank or other banks. For example, with the help of trust companies, enterprises can obtain funds through the bank's wealth management business to invest in wealth management products with higher returns. Another form is that wealth management funds are illegally invested in high-risk or non-physical fields such as precious metal speculation and capital market. This kind of wealth management products only correspond to customers with specific risk tolerance.
Question 7: Ask for help: What is the idle account of social security fund? The detailed explanation will be complicated. The simple explanation is: In the past, the pension was based on calculate length. After the implementation of the pension system, the payment limit and amount of pension insurance are the main basis for receiving pension. As a result, the employees who worked in the unit before the implementation of social security are regarded as the payment period, and the personal account has not actually paid the money, forming an idle account.
Question 8: What is idle land? Referred to as "idle funds, real land transfer".
After repeated research and comparison, Pudong New Area finally decided to adopt the innovative development model of "idle funds and real land transfer".
Cui introduced the relevant procedures to Zheng De in detail:
* * * Department will write a check to the development company according to the land transfer price as the capital investment of * * * to the enterprise and become the national shareholder of the development company; After this check is endorsed, the development company will pay it as a land transfer fee and hand it over to the land management department to sign a land use right transfer contract; After the land management department of Shanghai has transferred the land use right, all the transfer fee (check) income obtained from the development company will be turned over to the finance.
Explanation:
Taking the development company instead of * * as the main body of development can realize the paid use of land; Prepaid land price avoids the direct investment of funds and reduces the cost of land development. * * * Putting limited financial funds into infrastructure construction has enhanced the value of land, accelerated the primary market cycle of land development and further accelerated the development of urbanization.
Question 9: Definition of idling lock core A lock's anti-pick structure has the advantages of anti-pick and anti-master key, which breaks the law that lock core can be unlocked by turning it with an unlocking tool, and can prevent drilling and anti-pick. When a thief inserts a special destruction tool into the lock core, the lock core will idle and find no focus.
Problem 10: Currency idling. Li Yining said that "medium-sized enterprises should be returned to large enterprises". Why should I return it? what is the purpose? This is a tacit understanding between Chinese banks and large state-owned enterprises, and the benefits are passed on to each other.
To put it bluntly, the repayment ability and capital demand of SMEs are still at the bottom of the bank's evaluation system. For many years, banks have been doing "icing on the cake" instead of "giving charcoal in the snow".