With the development of society, paper money has become popular, and people have to carry a lot of paper money with them when they travel, otherwise they will be unable to move when they need to pay in money.
In the present 2 1 century, the function of mobile payment is becoming more and more powerful.
Since the launch of WeChat and Alipay, most people don't carry paper money with them, but deposit it in the bank for online quota, which is convenient for people to use mobile phone Alipay to complete the transaction function directly when traveling long distances and involving money transactions.
Nowadays, a mobile phone can solve the problems encountered by many people, so most people will deposit all their hard-earned money in the bank, and people trust the bank in all aspects.
Is it really safe for guests to deposit their money in the bank? The money in the bank disappeared for no reason. What should people do?
First of all, the advantages of keeping money in the bank.
1, put money at home and don't worry about rats biting.
In the past few years, people will put a lot of paper money in the hidden corner of their homes after making money.
It is not a safe thing to leave money at home. It is normal for some rural residents to have more rats and cockroaches at home.
A few years ago, an old man turned out the money he had saved all his life, and then found that most of the money had been chewed by rats, and there were not many bills that could be exchanged for complete RMB in the bank.
Therefore, in the past few years, when people put a lot of banknotes at home, they were easily bitten by rats, or the banknotes were seriously damaged by mildew and insects.
Step 2 attract thieves
At that time, bank deposits were not popular.
Rich families will hide gold, silver, jewelry and money in the safe. People who don't want to earn their own living, but just want to make a living by stealing finance, often sneak into rich families to steal at night.
During the time when the thief was discovered by his master, during the dispute between the thief and his master, some people who were not rich at home even paid the price of their lives after being robbed of their money. Therefore, it is not safe to put a lot of money at home, which may attract thieves.
With the rapid development of society and the increasing security of bank deposits, most people will not leave their money at home, but will deposit a lot of money in the bank, which also reduces the occurrence of theft cases.
Second, it is difficult for banks to withdraw money.
No matter what people are doing, they will face certain risks, and putting money in the bank will naturally face certain risks.
From April 18, 2022, many netizens sent a message that their money in the bank disappeared silently through the Internet, asking the staff to give a reply, but the bank actually said that there was no money to withdraw money.
After hearing that their money could not be withdrawn, many customers went to the bank one after another to find out the situation and tried to withdraw a large amount of money they had in the bank at one time.
The bank suddenly ran out of money. What's going on here? Only after the police intervened in the investigation did they know that the senior shareholders of these banks, who could not get the money originally, secretly operated and embezzled a large amount of money from ordinary people in the bank for themselves.
According to the investigation, the banks involved in this corruption activity include Xinmin Minsheng Village Bank in Yuzhou, Henan Province, Kaifeng New Oriental Village Bank, Shangcai Huimin Village Bank, and Huanghuai Village Bank in Zhecheng County.
After hearing that it will be difficult to withdraw cash, many customers went to the bank to learn about the specific situation, and finally a sad thing happened on the difficult road of safeguarding rights.
That is, customers who go to these banks to know the truth, whether they sign the information or scan it, their health codes turn red.
After the police intervened in the investigation, big data research, epidemic prevention and control headquarters and health coding management departments were all punished accordingly.
With the fermentation of the matter, the supervision bureau made an announcement: the principal of the missing depositor will be paid in advance in batches.
After hearing this news, the customers who have saved their life savings in these banks finally put down their hanging hearts.
After all, no one's money was blown by the wind. Since people trust the bank and are willing to deposit their life savings in the bank, the relevant person in charge of the bank should shoulder the corresponding responsibilities and fulfill considerable obligations.
For those bank executives who have taken away the bank money, they are about to fall into the French Open.
Summary:
"There will be no pie in the sky." When most customers deposit their life savings in the bank, most of them will take the interest of the money deposited by many banks every year as the comparison standard.
Customers who deposit their hard-earned money in these banks covet the high interest rates given by the banks and finally suffer losses from the banks.
When customers choose to deposit money in the bank, they should know the banks like the back of their hands, and then deposit money in the bank after determining that some banks are more reliable.
For those who are in the position of bank executives, they will be punished accordingly as long as they try to touch the law.