Gold shops sell gold bars as commodities, with high operating costs and profits relying on real gold bars? Banks earn a premium for investing in gold bars, because many people go to banks to buy gold bars, in fact, they borrow gold bars to do investment and financial services. ?
Although gold bars are commodities purchased through different channels, they are different from ordinary commodities because the source of gold is controlled by different regulatory authorities. Banks should have lower costs and fewer channels. Gold shops need more channels to obtain goods at high cost.
There are two kinds of bank gold bars, one is its own brand, and the other is the consignment of other company brands. ? Private brand is much cheaper than consignment, but more expensive than some gold companies? In fact, the quality is the same, mainly because of the high cost of banks.
The bank's quotation actually includes the handling fee. ? The market price is not the actual transaction price, because the latter will be charged a handling fee. ? The handling fee included in the gold price quoted by the bank is called "price difference". Banks charge different points, so the price will be different. ?
The average bank charges a one-way price difference of 10 yuan per gram. If the current market price is one gram in 260 yuan, then the bank is about one gram in 270 yuan. The handling fee and various fees are included in 10 yuan.