Pay-as-you-go loans are staged shopping malls, and points can be exchanged for vouchers of related goods for deduction when paying.
How to check the points of CCB;
1. Open a browser, search for China Construction Bank, and log in to the China Construction Bank App (version 5.6.3.001) in iPhone 13 mobile phone iOS 15.0. Follow any browser.
2. Click the "Credit Card Inquiry"-"integral mall" button on the left.
3. On the right side of the pop-up page, click the "Integral Query" button.
4. Enter the information such as "Card Number" and "Verification Code" of the last four digits of the mobile phone in the pop-up page, and click OK to query.
5. Redemption of points: On the integral mall page, select the goods, enter the receiving information, and then you can wait for the goods to come to your door.
6. Points can be exchanged not only for goods, but also for telephone bills, which are received in real time. You can compare which is more cost-effective. If you change in kind, you'd better choose a brand, and the quality is more guaranteed.
7. Points are cleared every five years.
China Construction Bank is a national vice-ministerial unit and a large state-owned bank managed by the central government. Established in June 1 954 65438+1October1,the head office is located at No.25, Beijing Financial Street. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in more than 20 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance and property insurance.
CCB's pay-as-you-go loan is a staged service of a shopping mall. Users with CCB Dragon Card can buy goods in the shopping malls where CCB cooperates with pay-as-you-go loans, and repay them on schedule after spending by swiping their cards. Many goods are zero down payment, zero interest and zero handling fee. At present, CCB only supports WeChat processing, pays attention to the micro-signal of "Longka Credit Card", and then clicks the menu "Value Mall" to enjoy installment shopping.
Use or handling process of collateral loan of CCB:
1. Shopping: Open WeChat (version 8.0. 16) on iPhone 13 mobile phone iOS 15.0, follow the official account of WeChat and enter the "Pay-as-you-go Mall";
2. Credit card: After selecting the goods (mobile phone number, home department store, auto insurance area, etc. ), enter the card information and select the number of periods to be paid by credit card;
3. Repayment: check the transaction amount, number of installments and handling fee, and then sign for confirmation (mainly enter the transaction password and SMS verification code). If the transaction is successful, the repayment can be made on schedule.
What day is the pay-as-you-go loan of CCB?
Pay-as-you-go loans are snapped up every Thursday. CCB Pay-as-You-Go loan is a phased service for shopping malls, which is open to users who hold CCB Longka credit cards. Users can use the pay-as-you-go loan to shop in the pay-as-you-go mall in 24 installments at the longest, thus alleviating the shopping pressure of users. The products involved are digital, home, department store clothing, baby care, food rights and interests. Users can choose according to their own situation.
When you need to pay attention, you must pay a certain handling fee when you repay in installments, but subsequent individuals can pay back in advance if they have money. Overdue can't happen in the process of repayment, because there will be penalty interest after overdue. The longer the time, the more penalty interest, and the heavier the burden of subsequent repayment.
Users should measure their repayment ability when using it to avoid overdue. Then there is the credit information at the overdue repayment meeting, which leads to poor personal credit information. After the credit information becomes bad, it will affect the application of various loans, such as car loans or mortgages. After being returned, it will be kept for 5 years and will automatically disappear after 5 years.
CCB can apply for loans and pay them through different channels such as official website.
CCB Pay-As-You-Go loan users who hold CCB Dragon Card can purchase goods in the shopping malls where CCB Pay-As-You-Go loans cooperate, and repay them on time after spending by credit card. Many goods are zero down payment, zero interest and zero handling fee.
When is the weekly snapping day in the installment area of pay-as-you-go loans?
In order to further meet the public's consumption financing needs, Fujian Branch of China Construction Bank launched the "Longka Pay-as-You-Go Loan" product, which has the advantages of wide applicability, diverse scenarios and convenient payment, and provides quality services for the daily consumption of Longka cardholders.
Longka Pay-as-you-go loan business refers to the business in which CCB credit card customers use CCB credit cards (except business cards) to buy goods or services from CCB pay-as-you-go loan partners and conduct installment transactions through CCB installment system. This product can be placed at any time, and can be divided into stages freely, without additional smearing. Can be used for one-time consumption and installment payment, reduce financial pressure, accumulate points, exchange gifts wonderfully and experience value-added feedback.
Processing flow:
1. Purchase: go to the cooperative merchants of China Construction Bank for shopping;
2. Credit card: use Longka credit card to select the installment number and pay by credit card (please enter the card information for online transactions);
3. Confirmation: After checking the transaction amount, period number and handling fee, sign for confirmation (please enter the transaction password and SMS verification code for online transaction) and the transaction is completed.
The application conditions are as follows: CCB credit card customers have cooperative relations with CCB, such as pay-as-you-go loan partners (including online and offline) such as mobile phone communication, digital home appliances, education and training, automobile life, department stores, fitness and beauty, maternal and child care, tourism and leisure, gold jewelry and medical care.
In addition, CCB has also launched a pay-as-you-go mall, a micro-mall for cardholders by stages, 0 down payment, 0 interest and 0 handling fee. Please pay attention to the official WeChat of "Longka Credit Card-Fujian" for details.
Alipay, WeChat consumption, pen has points.
From now until 65438+February 3 1, cardholders can use Longka credit card to spend money through Alipay and WeChat channels, and for every 1 yuan spent, they can accumulate 1 comprehensive points. During the activity, each cardholder can get a maximum of 65438+ 10,000 points.
Tie up Kahui's life and earn points again and again.
From now until 2065438+April 30, 2009, credit card customers who are newly bound to WeChat or Alipay Express will spend three times in the month through relevant channels, that is, 654.38+00,000 points will be given away, and 654.38+000,000 points will be given to customers before the month limit; New credit card customers with long-term payment or mobile payment will spend three times in a month through relevant channels, that is, giving away 10000 points, before the monthly limit 10000.
Meituan can get a discount gift from 88 yuan by one-click card binding.
From now until 65438+February 3 1, you can get the lowest discount package for 88 yuan Meituan by using Longka Credit Card with UnionPay logo through the designated activity page portal published by China Construction Bank Mobile Banking APP and the official account of "Longka Credit Card" WeChat.
Suifudai shopping mall
From now until 65438+February 3 1, 12 and 24, the whole audience will be divided into 0 interest, 0 handling fee and 0 down payment. We will snap up low-priced products regularly and invite friends to receive bonuses! For more department stores, auto insurance and other categories, please pay attention to the "Longka Credit Card" micro-signal, and click on the menu "Premium Benefit-Pay-as-You-Go Loan Mall".
food
Starbucks 60 yuan minus 20 yuan.
From now until February 8th, 65438, you can enjoy a single reduction of 60 yuan (a single reduction of 20 yuan) by using CCB App Dragon to pay the QR code in Starbucks designated stores every Tuesday, Thursday and Saturday. Each customer is limited to 1 discount per day and 2 discounts per week.
* During the activity, the purchase of Star Gift Card, Star Enjoy Card, Starbucks Coffee and Beverage Voucher and the recharge of Star Gift Card are not allowed to participate in this activity. Shanghai Disneyland Town Store, Shanghai Pudong International Airport Store, Nanjing Lukou Airport Store, Beijing International Airport Store, Tianjin International Airport Store, Starbucks Zhen Xuan _ Shanghai Baking Workshop, Starbucks Zhen Xuan _ Beijing Plaza Flagship Store and Starbucks Zhen Xuan _ Shanghai Shimao Plaza Store will not participate in this activity. Please consult the barista in the store for details.
Lunka Saturday Haagen-Dazs Man 120 minus 50.
From now until 65438+February 3 1, you can enjoy a single payment by swiping your card at a designated store in Haagen-Dazs on Saturday 120 yuan. Each cardholder can enjoy the discount of this activity every day 1 time. Each activity day is limited to 2000 copies, first come first served.
Enjoy a 50% discount on COSTA coffee /CoCo milk tea in Longka on Saturday.
From now until 65438+February 3 1 every Saturday morning 1 1: 00, you can enter the longka Saturday coupon platform at the official account of COCO "longka credit card" wechat (super value benefit-longka Saturday) or the mobile banking APP (credit card channel-popular activities) of COSTA Construction Bank. The same cardholder can purchase 1 coupon every activity day. On each activity day, COSTA coffee cup handmade drink coupons are limited to 3000, and COCO milk tea coupons are limited to 6000, on a first-come-first-served basis. Coupon is non-refundable, and the validity period is subject to the content displayed on the coupon. If it is not used within the time limit, it will automatically become invalid.
Entertainment articles
Longka pays 5 yuan to watch a movie on Saturday.
From now until 65438+February 3 1 every Saturday morning 10: 00, you can use the dragon card to pay at the Cat's Eye app (or Guevara Life app), that is, you can snap up movie tickets in 50 yuan (including) for the following specified times at the preferential price of 5 yuan 15 yuan. Within each natural month, each cardholder is limited to 15 yuan 1 ticket, with a maximum of 2 tickets per ticket; On each activity day, tickets for 5 yuan are limited to 1 1,000, and tickets for 5 yuan are limited to 5,000 on a first-come-first-served basis. Cat's Eye app and Guevara Life app are places to enjoy.
Lunka Saturday 10 yuan enjoys sports.
From now until February 3, 654381every Saturday from 9: 00 to 21,Longka credit card holders will log in to the official account of Longka Credit Card WeChat one day in advance, click on "My Site", "Event Registration" and "Longka Enjoy Sports on Saturday 10 yuan", and complete the payment through UnionPay online payment. After the reservation is successful, if you need to cancel/unsubscribe/replace, call 400-684 1-808 24 hours in advance. Put 1 0,200 discount places in badminton court every week, and each cardholder can book 1 time every day, on a first-come-first-served basis.
(China Construction Bank Credit Card Center)
Note: Please consult CCB Customer Service for details of participants and card types of the above activities.
How to use the pay-as-you-go loan of China Construction Bank
The pay-as-you-go loan of China Construction Bank is the cardholder of Longka credit card (debit card), who purchases goods in installments in the pay-as-you-go loan mall through the credit card (credit card). If you want to use the pay-as-you-go loan, pay attention to the official WeChat account of China Construction Bank's credit card (credit card), find the pay-as-you-go loan mall in the "Premium Benefits" in the lower left corner of the page, and then use the pay-as-you-go loan business according to the tips on the page. If there are any problems during use,