The essence of ancient pawn is the same as that of the current pawn industry. Pawn refers to the pawnbroker's pledge or mortgage of its movable property and property rights as a pawnbroker, paying a certain percentage of fees to obtain the pawnbroker, and paying the pawnbroker's interest, repaying the pawnbroker and redeeming the pawnbroker within the agreed time limit. Generally speaking, pawn is a way of borrowing and financing with property as pledge within a fixed period of time. This is a financing method of exchanging goods for money. As long as the customer repays the principal and pays a certain comprehensive service fee (including storage fee, insurance premium and interest, etc.). ) within the agreed time, you can redeem the pawn.

Not everything can be pawned. In principle, as long as the source is legal and the property rights are clear, valuable items or property rights can be pawned according to law, but the specific business carried out by different pawn shops is different. For example, HSBC's pawn in Sichuan, real estate, stocks, corporate bonds, certificates of deposit, vehicles, gold and silver ornaments, jewelry and diamonds, electronic products, watches and clocks, bulk materials, bank advances, corporate loan financing, short-term lending of large amounts of funds, car mortgage, land, pre-sale houses, equity and other short-term loans can also be made.

Unlike ancient pawn, modern pawn shops generally don't accept old clothes or anything. Generally speaking, creatures are not pawned.