In general property insurance, the insurance premium is only 1-0. 1% of the value of the subject matter insured, while the jewelry insurance premium is usually 2-3% of the jewelry value.

If it is special jewelry, jewels and other valuables, you can find an insurance company to underwrite them specially, but before underwriting, the insurance company will ask for a value appraisal. The premium will also be more expensive. If you mean household gold and silver jewelry, the family property insurance on the market at present can be covered, such as additional cash, gold and silver jewelry theft loss insurance and so on.

The total coverage of cash and jewelry is 65,438+00% of the coverage you choose. For example, the coverage you choose is 1 1,000 yuan, and the maximum compensation for the loss of cash and jewelry can be 1 1,000 yuan, and the amount needs to be confirmed by the staff.