The main stone of the diamond ring can be considered as 40 points, VS and excellent white. At present, the price of 1 carat VS excellent white diamond inlay 18K gold is about 55,000 to 60,000 yuan.
Ruby can consider the main stone 70 points. The international certificate does not burn pigeon blood red, and the main stone with burning will be bigger. At present, 1 carat unburned pigeon blood red ruby is supported by 18K gold, which is generally not less than 20,000 yuan.
I didn't want to recommend the brand because I was afraid of being suspected of being "credulous". But after testing, I still give you a reference that can be easily compared, not a recommendation, just to let you know about the market. On Tmall, diamonds can refer to Zakaly, and rubies can refer to LAC jewelry. There may not be much in stock, but most of them are customized. If you don't know, you can read more and ask more customer service, and you can learn more without buying, although this knowledge is not commonly used (basically one-time knowledge).