Inquiry method of credit card limit of Shanghai Pudong Development Bank:

A, official website query:

Operating environment:

Brand model: iPhone 13

System version: iOS 15.3

Baidu browser: v5.22.0.30

Log in to official website () of Shanghai Pudong Development Bank Credit Card with Baidu Browser app, enter your credit card and login password, and then click Enter Credit Card Center to see your total credit line, available credit line and cash withdrawal line.

2. Customer service telephone inquiry: You can call the 24-hour customer service hotline of Shanghai Pudong Development Bank Credit Card at 400-820-8788, enter the ID number according to the voice prompt, and turn to 2 to find the credit card limit.

Third, Xida Puben APP query:

Operating environment:

Brand model: iPhone 13

System version: iOS 15.3

App version: v7. 1.5

You can download the Shanghai Pudong Development Bank APP Xida Puben, enter your credit card and password binding card on it, and then enter the credit card center to check the specific amount.

Fourth, WeChat WeChat official account inquiry:

Operating environment:

Brand model: iPhone 13

System version: iOS 15.3

App version: v8.0. 18

WeChat app pays attention to the official account of WeChat, namely "Shanghai Pudong Development Bank Credit Card". Click "Introduction to Card Opening"-"Card Opening Progress" on the menu bar to bind your Shanghai Pudong Development Bank credit card, and your credit limit will be displayed naturally.

1. What is the credit limit of the Platinum Card of Shanghai Pudong Development Bank?

Shanghai Pudong Development Bank credit card, the amount of platinum card is more than 50,000 yuan, ordinary card 1 10,000 yuan, gold card 1 10,000 yuan to 50,000 yuan. Moreover, the Platinum Credit Card of Shanghai Pudong Development Bank has multiple types of cards, and the quota is different:

1. Simple Platinum Card. As a kind of mass consumption card, the simple platinum card has a credit limit of 8,000 yuan to 50,000 yuan.

2. Standard platinum card. The standard platinum card amount is slightly higher than the former, ranging from 1 10,000 yuan to 50,000 yuan;

3. High-end platinum cards and ultra-platinum cards. These two kinds of credit cards are only for users with high consumption demand, and the credit requirements are very strict. The minimum credit line is about 50 thousand yuan, and there are some available temporary credit lines, which can reach hundreds of thousands or even millions.

2. How to raise the credit card of Shanghai Pudong Development Bank?

1. Revoke the temporary line.

After Pufa mentioned the temporary quota, it is easier to increase the fixed quota. After temporary mention, it is usually fixed once after 6 months.

Generally, it will take three months for Pudong Development Card to increase the temporary quota, but when repayment is needed, the temporary quota must be paid off in full. Only in this way can we withdraw a fixed amount, and then make the next temporary withdrawal three months later.

2. Small multi-credit card

Compared with other banks, Shanghai Pudong Development Bank also prefers the cardholder's consumption form of small amount and multiple transactions. Very sensitive to large credit card consumption, very easy to be controlled by the wind, so try to brush as little as possible. It is best to swipe more than 20 cards every month. And these 20 pens need to be scored, including online and offline. Online consumption can be made on platforms such as Taobao, Tmall and JD.COM. Alipay WeChat can be bound offline, and scanning code payment in the store is also offline consumption. 1 You can make a big sum, and the rest are small. If it is a small card, you can deposit a certain amount into the credit card. If it is a big card, it is best to have points, online and offline, and diversified consumption.

In addition, Pufa likes cardholders to spend high-end merchants offline, but be careful not to brush jewelry. This is a kind of merchants strictly controlled by Pudong Development Bank, and many cards have been frozen some time ago.

3. Withdrawal by installment

The lifeblood of Shanghai Pudong Development Bank is staging, which is the most important one! As long as you do the installment, you will be given an amount, which is related to the number of installments. No matter how much it costs, Pufa will give you a raise as long as there is a stage. However, the number of issues should not exceed 6. In addition, you can also buy things by stages in the shopping mall in Pubenli, Xida University, which is also conducive to raising the amount. This way is also very effective for the opening and raising of universal funds.

4. Brush drilling and credit scoring

The universal fund and quota of Shanghai Pudong Development Bank are mostly based on the star diamond grade and credit score, which is the same as the star rating of ICBC. High scores are high-quality customers in the eyes of Shanghai Pudong Development Bank. Platinum star diamond: PUFA's star diamond grading system is very simple. The consumption of 2500 yuan is equivalent to 1 card star, and the installment principal 100 yuan is equivalent to 1 card star. When you bind PUFA debit card for the first time, you can get 1 card star if you repay more than 5,000 yuan per month. Credit score: the credit score is closely related to the amount of the universal fund, and a good credit record is maintained.

5. Incremental consumption

For example, if you spend 20% of your quota this month and fail to apply for withdrawal, try to spend 30% again next month, and so on. Generally, if you spend about 50% for two consecutive months, the bank will consider approving the withdrawal. Friends who are repeatedly mentioned can try.

6. Brush consumption

When the amount of your card is relatively small, you can withdraw the amount according to the charging method, for example, the amount of the card is 3000, and the amount is not enough. You can charge 2000 yuan or other amount in your card, and then spend it after it is filled. This is charging.

7. Remember to pay with an empty card.

Among all banks, Shanghai Pudong Development Bank is more afraid of debt. People who have made credit reports should find that Shanghai Pudong Development Bank has the most post-loan management, and so do other banks. Usually once a few months, once a month or two. Therefore, Shanghai Pudong Development Bank needs to avoid issuing bills with empty cards. When the number of transactions you spend reaches, the credit card limit may not be enough. At this time, you must remember that you can't charge with an empty card. If you use an empty card to bill, it will have a great impact on the credit card limit. You can also pay 30% to 50% of the total amount two days before the bill date, which can reduce the debt.

How to check whether Pudong Credit Card has exceeded the quota?

There are many ways to inquire about the credit card limit of Shanghai Pudong Development Bank:

1. Telephone inquiry: You can call the 24-hour customer service hotline at any time to inquire about your credit limit for free.

Second, online banking inquiry: You can also choose a convenient and quick online account service, namely online banking login, to inquire your account information for free.

Third, WeChat inquiry: log in to WeChat and add the "Shanghai Pudong Development Bank Credit Card" account; Select "Micro Account"-"Micro Query"; Reply "18", and you can inquire after binding the credit card.

In this way, you can check the credit card limit of Shanghai Pudong Development Bank, but only if the credit card needs to be bound to the corporate account. If the mobile phone is lost, the credit card information is also at risk of being stolen.

Extended data:

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers.

It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back.

Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

The credit card stipulated by relevant laws in China refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.

20 17 12 1 The English Translation and Writing Standard for Public Service was formally implemented, which stipulated that the English name of CreditCard was Credit Card.

Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit.

Credit cards generally refer to credit cards.

From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).

The main features of credit cards:

① Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range;

② Credit cards have both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;

Credit card is a high-tech product integrating financial business and computer technology.

Credit card can reduce the use of cash and currency;

⑤ Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;

⑥ Credit card can simplify the collection procedures and save social labor;

⑦ Credit cards can promote commodity sales and social demand.

How to inquire about the credit card limit of Shanghai Pudong Development Bank

After receiving the notice of mailing card from Shanghai Pudong Development Bank, you can register for mobile banking, and then check the credit card limit.

The steps are as follows:

1. Download the mobile banking of Shanghai Pudong Development Bank to the mobile phone and install it.

2. Open the mobile banking of Shanghai Pudong Development Bank, enter the mobile phone number filled in when applying for a credit card, and then enter the inquiry password. No matter whether the card is opened or not, this place must be activated by entering 888888.

3. Then enter the verification code received by the mobile phone, and you can successfully log in to the mobile banking. Credit card limit and cash withdrawal limit will be displayed on the home page of mobile banking.

Extended data:

Quota increase:

1, the number of wins. Always use credit cards, regardless of the amount, as long as you can swipe your card, you will definitely spend.

2. quantity wins. It is best to spend at least 30% of the total monthly bill.

3. temporarily quit. Due to the short-term need to increase the number of places such as holidays, travel and business trips. , you can apply for a temporary quota, which will be easier to approve.

4. stick to it. For different customer service applications, continuous telephone withdrawal applications are sometimes handled differently.

5. Hibernation is suspended. If the credit card is intentionally stopped for a certain period of time, the bank will give some incentives to activate the dormant card in order to occupy land, such as rewarding cash withdrawal.

6. Seize the opportunity. The time to raise the amount is also important. It is most effective to apply on the accounting day or when the card has just been maxed out.

7. Continuous consumption. The bill for credit card consumption needs to last for three months in a row, and it can't be broken in the middle, that is, there must be consumption every month.

fundamental function

Pufa Credit Card has all the basic functions of a general credit card, including: the global universal function of spending by more than 20 million merchants at home and abroad and withdrawing cash from 840,000 ATMs; The interest-free repayment period is as long as 50 days; Circulating credit function that can be freely controlled; Supplementary card function that can be shared with family members.

RMB/USD dual currency settlement

The credit cards of Shanghai Pudong Development Bank are settled in RMB and USD respectively. When the cardholder uses this card in China, it will be settled in RMB; When the cardholder uses it abroad, it will be settled in US dollars. After returning home, he can choose to return the amount spent abroad in US dollars or RMB.

global

This cartoon is used by more than 20 million merchants around the world, and more than 840,000 ATMs around the world withdraw cash.

RMB repayment in consumption abroad

You can sign up for consumption and withdraw cash within the credit line without depositing any cash in advance, and experience the relaxed and advanced consumption mode.

Interest-free repayment period

This card can enjoy the interest-free repayment period of consumption while experiencing the new life of the contracted account. If you sign an account with this card (excluding cash withdrawal), you can enjoy an interest-free repayment period of up to 50 days from the trading day to the due repayment date. Cardholders only need to pay off the current balance on the statement before the due repayment date, so they don't have to pay interest for these expenses.

Minimum repayment amount

This card also provides a minimum repayment amount. The minimum repayment amount is the minimum amount that needs to be returned every month. Cardholders are free to choose this repayment method, which can not only flexibly handle their own funds, but also reduce the repayment pressure. (Minimum repayment amount and interest-free repayment period cannot be enjoyed at the same time)

draw cash

With this card, you can easily withdraw cash not exceeding the cash withdrawal limit from ATMs marked with UnionPay logo in China and VISA logo abroad for emergencies. (Withdrawal does not enjoy interest-free repayment period and minimum repayment amount)

How to check the credit card limit of Pudong Development Bank?

Inquire about the credit limit of PUFA credit card: By telephone, you can call the 24-hour customer service hotline at any time to inquire about your credit limit for free; For online banking inquiry, you can also choose a convenient online account service, namely online banking login, to inquire your account information for free.

：

First, PUFA develops high-end card series.

1) Shanghai Pudong Development Bank and American Express Card Agency jointly launched the Shanghai Pudong Development Bank American Express Platinum Credit Card, covering many aspects such as business travel. Pufa American Express Platinum Credit Card

2) Pufa MasterCard Priceless World Exclusive Credit Card Pufa MasterCard Priceless World Exclusive Credit Card adopts brushed metal, with signs such as back display and personal information. Equipped with a silver logo with anti-counterfeiting function. The content of rights and interests focuses on the cashback of consumption abroad.

Second, the development of MasterCard in Pudong, Shanghai is an important platform for exclusive credit cards in the world. Xiaopu Huahui "Xiaopu Huahui" is a preferential platform for merchants' alliance in Pudong, Shanghai to develop credit cards. Pufa Credit Card can enjoy consumer rebate, multiple points, half price/full reduction for big brand merchants, etc. On the platform of Xiaopuhuahui. Dream Home Club Dream Home Club is a customer membership system created by Pudong Development Credit Card for cardholders, which is divided into three levels: silver diamond, gold diamond and platinum diamond to provide refined services for members.

Third, the characteristic experience

1. Intelligent semantic recognition: With the help of the semantic recognition function of WeChat platform, provide services for cardholders.

2. Cardholders of Shanghai Pudong Development Bank can use the intelligent voice navigation "Xiaopu Heart-to-Heart Listening" service to tell business needs in a way of saying rather than pressing, and realize interaction.

3. Cloud bill Pufa Credit Card launched cloud bill.

Four. Stock products

1. Insurance number card replacement/right free choice service 20 18 12. Pufa Credit Card launched the service of "card face can be replaced at will, right can be chosen freely". Cardholders can freely change their card faces and choose their own card rights.

2. Xiaopu Book Club's "Xiaopu Book Discount" is a life service right launched by Pudong Development Credit Card. Cardholders can order in the "Xiaopushu Youhui" area of Pufa Credit Card "Pufa app". Basic functions Pufa Credit Card has all the basic functions of ordinary credit cards, including the global universal function of signing up for consumption at more than 20 million merchants at home and abroad and withdrawing cash at 840,000 ATMs; The interest-free repayment period after consumption is up to 50 days; Circulating credit function that can be freely controlled; Supplementary card functions that can be enjoyed with family members.

This is the end of the introduction on how to inquire about the credit card limit of Shanghai Pudong Development Bank and how to inquire about the credit card limit of Shanghai Pudong Development Bank. I wonder if you found the information you need from it?