Current location - Plastic Surgery and Aesthetics Network - Jewelry brand - How do pawnshops make gold?
How do pawnshops make gold?
In principle, as long as the source is legal and the property rights are clear, valuables or property rights that can be circulated according to law can be pawned, but the specific business carried out by different pawn shops is different. Generally speaking, real estate, stocks, corporate bonds, certificates of deposit, vehicles, gold and silver ornaments, jewelry and diamonds, electronic products, watches and clocks, cameras, bulk materials, etc. You can pawn it.

Unlike the old pawn shops that people usually imagine, modern pawn shops generally don't accept old clothes. Generally speaking, creatures are not pawned.

Extended information pawn is a kind of financing behavior, which needs paid use. Pawnshops generally charge comprehensive fees and interest on pawns. According to the relevant provisions of the Pawn Management Measures, the monthly comprehensive rate of chattel pledge pawn shall not exceed 42‰.

The monthly comprehensive interest rate of real estate mortgage pawn shall not exceed 27‰. The monthly comprehensive rate of property pledge pawn shall not exceed 24‰ of the pawn amount. The comprehensive fee was deducted in the pawn era, and the pawn interest rate was generally 30% higher than the bank loan interest rate in the same period. The specific charges and interest standards will be different according to different pawn shops and different business types, and the customer will be subject to the announcement of the pawn shop.