Suddenly kicked out of the house, the dream of "supporting the elderly with housing" was shattered.
The Zhang Ling family of three and their mother Li Jun were driven out of their only residence by a group of men in black. Long, who took the lead in cleaning up the real estate, told her that her mother borrowed millions of yuan to do jewelry business and the house was in debt. Zhang Ling called the police on the spot. The police told her that the other party had a real estate license and asked her to cooperate with the move. If there is any dispute, she will go to court to solve it.
According to the relationship diagram of the people involved provided by the family members of the elderly.
On the second day after being kicked out of the house, Zhang Ling inquired that a week ago, her house had been sold for 2.6 million yuan, and the market price of the East Second Ring School District was about 4.5 million.
After repeated questioning, my mother described the previous situation to her.
It turned out that from 2065438 to May 2006, someone recommended the financial management form of "providing for the elderly with a house" to Li Jun, saying that there was no risk at all, and "everyone who did it earned money". Moved, I was immediately introduced to Guang. After learning that the divorce and the real estate can be completely disposed of by her, Guang told her that this kind of "house-to-house pension" only needs to give him the real estate license for three months, and the mortgaged money will be handed over to him for financial management. Li jun can get more than 90 thousand yuan in interest every month. After the expiration of 3 months, all the principal will be returned, and the elderly can redeem the real estate license with the principal.
Li Jun was persuaded. 19 In May, she signed several documents with Wang Yue, the middleman of Wang Yue, who was widely introduced, at T3 Building 12 Floor, Xihuan Square, Xizhimen, Beijing. Afterwards, Li Jun recalled that at that time, she thought she was signing a contract of "providing for the elderly with a house". Long Wuxue pointed to the document and asked her to sign it at the designated place, but did not show her the contents of the document. After signing, she didn't get these documents either.
The next day, Long took her to the real estate transaction hall in Xicheng District, Beijing to go through the mortgage formalities, and then credited 6.5438+0.9 million yuan into her account in two phases, and transferred it to Guang a few minutes later. Guanggei wrote an IOU of RMB 6.5438+0.9 million, indicating that "the loan is scheduled to be paid off in one lump sum on August 20, 2065.438+06, and will be used for ***3 months". As for the high interest promised by Guang, it is not reflected in the IOUs.
In fact, after three months, Li Junyi only got the interest of about 6.5438+0.5 million yuan, and the principal was not returned. And she listened to the statement that Guanghui paid back the arrears to the "silver master" for her, and never asked for it.
After the accident, Li Jun went to the T3 floor 12 floor of Xizhimen Xihuan Plaza accompanied by his daughter Zhang Ling on October 8th, 20 16. Zhang Ling was surprised to find that this is not a house-based pension company, but a Beijing Founder Notary Office. At the notary office, Zhang Ling collected Li Jun's notarized documents, including a loan contract and a power of attorney.
According to the loan contract, Li Jun borrowed 2.3 million yuan, with a loan term of 1 month and a monthly interest rate of 2%. Both parties agree to notarize the compulsory documents of the loan contract. If there is no repayment due, the "silver owner" can apply to the court for enforcement with the notarial certificate, and Li Jun waives his right of defense. In the power of attorney, Li Jun entrusted Long Wuxue to mortgage, buy and sell his house, transfer property rights, pay taxes, and even collect the house payment.
It is because of this power of attorney that Li Jun's property was transferred without her knowledge. The reporter learned that Li Boxing, who bought the real estate, is one of the shareholders of Beijing Xinxin Information Consulting Co., Ltd., where Long is located.
The reporter tried to contact Long Wuxue through the phone number left in the contract, but he could not be reached. The reporter found the registered address of Yuewu Xinxin Information Consulting Co., Ltd., and the staff told the reporter that this is an incubator, which is only responsible for providing virtual registration services for enterprises. The office of the company is not here.
Dong Wang's property also entered the transfer procedure. 20 16 10 18, a three-bedroom apartment located in Zhichunli, Beijing, with a price of 1000 yuan.
"As we all know, the first reaction is to ask, is this the unit price per square meter? Actually, this is the full price of their house. " Her daughter told reporters that her parents also handled the so-called "housing for the elderly" in Guang's office, and borrowed 2 million yuan from the "silver master" under the introduction of Shao Nan. As usual, the money only stayed in your account for a few minutes and was transferred to a wide account. Due to the death of Dong Wang, her children registered their objections in the court on the grounds of disputes over inheritance, which made it impossible to transfer the property that had been signed online.
It's not just Li Jun's family that was kicked out of the house.
Nearly 80-year-old Zhang Xiulan and his wife were kicked out of the house. Upon inquiry, I learned that the house of more than 60 square meters in the Third Ring Road in Xicheng District, Beijing was sold to He Zhenguang for 4.6 million yuan, and the transfer was completed in July 1 1, 2065438.
Similarly, the real estate license was handed over to Guang to participate in the "housing for the elderly" investment and financial management project, and a series of documents were signed under the guidance of Guang.
After being kicked out of the house, Zhang Xiulan and his wife spent the night in a 24-hour KFC store near Qianmen, and went to Tongren Hospital for consultation during the day.
Zhang Xiulan, 80, received a phone call from her neighbors during the day, and their luggage was thrown out again. In the evening, the old people are packing their luggage downstairs.
Relatively speaking, the elderly in Wu Zhe are luckier. Because his son accidentally found his transfer order, his house was not secretly transferred, but the widely introduced borrower applied for enforcement, and the bank card of the old couple was frozen by the court, so the pension could not be used.
Tian Cheng, who is widely recommended, is also a victim of the scam of "providing for the elderly with housing". Despite the considerable interest in the early stage, after half a year, the "silver owner" came to the door to force the debt. Wu Zhe introduced that there are still many elderly people who have developed offline like Tian Cheng. Every time an old man is introduced to Guangzhou, they can get a considerable introduction fee.
20 16 10 Many elderly people were cleared out of their original houses, and their children began to try to help the elderly protect their rights by calling the police and looking for lawyers. At first, the police saw the loan contract, compulsory notarization of creditor's rights documents and other materials, thinking that it was a civil economic dispute and would not file a case. When similar cases were concentrated, the case of the elderly was put on file, and Xicheng Branch of Beijing Public Security Bureau took compulsory measures against Guang. At present, the widely introduced "silver owner" has not been investigated, and is still forcing debts or even clearing houses for individual elderly people.
The notarization procedures of more than 30 elderly people involved in the case were handled in Beijing Fangzheng Notary Office, Beijing CITIC Notary Office and Beijing National Notary Office respectively.
The children of the elderly found that the notary office has become a hurdle in the process of safeguarding rights. On the one hand, there are almost no legal documents related to loans and real estate mortgages in the hands of the elderly, only a handwritten loan from Guangzhou, and they can only ask the notary office for notarization for the elderly. On the other hand, according to the second paragraph of Article 27 of the Notarization Law, after accepting an application for notarization, the notary office shall inform the parties of the legal significance and possible legal consequences of applying for notarization, and keep the informed contents on file. They also want to know whether the old people really understood the meaning of these legal documents when they signed them.
Li Jun recalled that at that time, Long Wu Xue asked himself to sign on the table of the notary office. After signing, he took a photo together. The whole process was not explained and inquired by the notary, and no record was made.
However, whether it is a loan contract, a notarized application, a notarized certificate or a power of attorney, there is Li Jun's autograph. The notary office insists that this is the true meaning of the old man, and there is an inquiry record signed by the old man as evidence.
After many twists and turns, Zhang Ling saw the inquiry record of the notary Yang Hongzhou and the recorder Gu Xuan, who printed and signed the full text.
In the transcript, the notary introduced the legal responsibilities and risks of loan notarization and entrusted notarization to Li Jun in detail. In the six-page transcript, her signature was at the bottom of each page. It is specifically stated in the transcript that all notarized materials were taken by the "silver owner". This also led to Li Jun being driven out of the house without any loan mortgage, entrustment and other related written materials.
Zhang Ling found that this notarized transcript was almost the same as that of Gao Ru, an old man who was also cheated a month ago, except for personal identity information. She questioned how two people with completely different ages, education levels and life backgrounds could give exactly the same answer to the same question.
In a June recording of 2011,Wang Shigang, director of Founder Notary Office, explained: "This transcript has been standardized in the computer. There are nearly 40,000 notaries like you a year, which are regulated by notaries and notaries' assistants. This is a common practice and will not lead to the invalidation of notarization. "
In this notarized video shot on July 6, 20 15, Dong Wang (pseudonym), Lee Hung (pseudonym) and the "silver owner" came to the Beijing National Notary Office to handle the mortgage of the house and the signing of the entrusted sales agreement.
Dong Wang's daughter also said that in the process of notarization in Beijing National Notary Office, her parents knew nothing about the entrustment notarization of selling houses.
In the notarization video provided by the notary office, the reporter saw that the notary Yue Feng only inquired about the notarization of the loan mortgage, and made no mention of the entrusted notarization. Dong Wang's signature is obviously different from his previous signature at the signature of the receipt of the entrusted notarial certificate, but the handwriting of the interview record that should have been filled in by notary Yue Feng is highly similar to that of Yue Xiaonan, the "silver owner".
Wu Zhe, who is also engaged in notarization business in Yue Feng, has similar problems with the handwriting of the transcripts. He hasn't received the receipt of the certificate of entrustment.
On July 13, the reporter followed Wu Zhe to the national notary office. Jasmine Zhang, director of the notary office, did not answer the above questions directly, but promised that the old man would hand over the relevant documents to him for copying in a week.
According to the announcement of the Ministry of Justice, from 2065438 to April 2007, the Beijing Municipal Bureau of Justice revoked the notarial practice certificates of Li Tielin and Yue Feng, gave a warning to the State Notary Office, fined 200,000 yuan, and confiscated the illegal income. Xue Weiping, director of the National Notary Office, was dismissed because of his leadership responsibility.
It's still a traditional scam. The first batch of elderly people who benefited from it began to develop offline, handed over the offline money to make up the online money, and then the whole chain was broken. There will be no pie in the sky.