1. The enterprise operating loan can be used as the borrower's legitimate production and operation activities and the required working capital turnover, to purchase and update operating equipment, to pay the expenses of leasing business premises such as office premises, and to decorate the business premises.

2. Loans to advantageous business sectors, including manufacturing, wholesale, retail and logistics, will be encouraged, while other sectors that are not allowed, including real estate development, land reserve, high energy consumption and high pollution, will be banned.

3. The banks that provide commercial loans include China Merchants Bank's commercial loans, old customer credit loans, pos merchant loans, supply and marketing loans, ICBC's online loan links, Bank of Communications' exhibition links, Ping An Bank's commercial loan links, and China Everbright Bank's "Sunshine Student Aid".

Business loans can be applied according to the needs of your current business situation. Usually, commercial loans are financing products for some small and medium-sized enterprises, micro-enterprises and private enterprises, which can help borrowers complete relevant approvals and lend money in a short time, and have flexible advantages.

Requirements for corporate tax loans:

1, business license registered and actually operated 1-2 years or more;

2. The total tax (such as value-added tax and income tax) paid by the enterprise for one year in a row reaches 1 000 or more;

3. There has been no change of enterprise legal person in the past six months;

4. Enterprises must have actual business premises; (Pre-checkpoints are also used)

Applicant requests

1, generally required age 18-65 years old;

2. General legal person applications or shareholder applications account for more than 20% of the shares, and some banks also accept applications from shareholders (generally accounting for more than 20% of the shares) or actual controllers!

Tax requirements

Tax grade standard * * *: A/B/C/D/M has five grades. At present, most banks require A or B when applying for tax loans, and a few banks can accept M or C (the probability of passing is very low, but the new enterprise has a tax grade of M, and the enterprise is in good operating condition, with a large tax payment and little impact).