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What does the 24-stage installment in ICBC e-purchase mean?
The 24 issues in ICBC e-purchase indicate that the 24 issues are interest-free. Literally, it means 24 periods free of interest and commission.

Customer staging and merchant staging, the former is the handling fee settlement between banks and customers, and the latter is the handling fee settlement between banks and merchants. They all complete the transaction by freezing the available credit card amount (the total order amount). Customer installment (that is, installment payment) requires customers to bear the installment payment fee; If the merchant is in stages, all the handling fees will be borne by the merchant.

Jung Mall, an e-commerce platform officially opened by China Industrial and Commercial Bank in October141210, brings together hundreds of well-known brands and nearly 10,000 kinds of goods in more than ten major industries, such as digital home appliances, automobiles, financial products, clothing, shoes and hats, food and beverages, jewelry and gifts, transportation and tourism.

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It is reported that ICBC's "e-shopping" enterprise mall (trade.icbc.com.cn) has officially opened recently. This is another important measure taken by ICBC in the field of e-commerce platform construction after the launch of "e-shopping" B2C Mall.

The relevant person in charge of ICBC said that the "Ronge-Purchase" enterprise mall adheres to the construction concept of "conforming to the laws of e-commerce and reflecting the characteristics of banks", which not only provides business information matching, online trading of goods, online payment financing and financial value-added services for transactions between corporate customers, but also provides online information publishing and transaction matching services for investment banking customers and bill business personnel, giving full play to ICBC's financial service advantages.

At present, the "Jung Shopping" enterprise mall has covered nine major industries, including furniture decoration, luggage and leather goods, clothing accessories and agricultural materials, and gathered well-known commodity trading markets such as Luosiwan International Trade City, Xinji International Leather Market, Baigou River International Luggage Market, Dongyang China Woodcarving City and well-known enterprises in phosphate fertilizer, gold musical instruments and other industries, with nearly 100 merchants and goods on shelves 100

It is understood that ICBC's "e-shopping" enterprise mall will focus on providing differentiated e-commerce services for corporate customers from four aspects after its opening. The first is the supply of high-quality goods. Choose high-quality goods from high-quality merchants among ICBC's more than 4 million corporate customers to help customers establish stable business cooperation with merchants. The second is the affordable price.

By building a flat sales platform, help customers get first-hand goods and good prices, and reduce procurement costs. The third is convenient payment financing. Support B2B, B2C and other payment methods, and support a variety of convenient online financing products, which can meet the "short, flat and fast" financing needs of customers.

The fourth is a good user experience. Provide convenient authentication, quick ordering, mixed batch, inquiry and other services to bring customers a faster and better buying experience.

China Industrial and Commercial Bank-Financing E-Purchase (Payment Method)