1, you must have a stable job, if not, you must have a spouse as an applicant. If your job can't be guaranteed; Please provide proof of income if your spouse has a job.

2. Do you have any local real estate? If you provide the local real estate license. Provide your driver's license; (marriage certificate), household registration book and ID card

3. All the above conditions are met. Go to the 4s shop to buy your favorite vehicle, pay the down payment to the 4s shop to get the invoice, prepare your copy of ID card and household registration book, and issue your own income certificate according to the requirements of the bank. If the format does not meet the requirements of the bank, the certificate will be invalid.

4. If it is abroad, you can take the local real estate as collateral. Looking for a guarantor, the guarantor is preferably a civil servant or a person with higher income, and a personal income certificate is also needed. You also need a guarantor for both parties, preferably a guarantor with your own relatives and a fixed occupation. Actively cooperate with the first survey, or ask by phone.

5. Take the agreement, go to the bank lobby to apply for installment loan and mortgage passbook.

6. After the bank has passed the audit, I will call you to pick up the car at the 4s shop; After receiving the car, you need to pay the purchase tax to the transportation bureau, and then you need to list it. Get the insurance card of the insurance company before listing.

7. Then go to the bank to show your driving license and insurance certificate to take a photo and get the notice of car release.

8. Get the notice and go to the 4s shop. It is the car display notice issued. Now this car belongs to you.

Extended data

Installment proposal:

Find out the scope of installment payment. Banks have different ways to pay by installment. In addition to the goods in the credit card installment catalogue, some banks have specific requirements on the place and amount of purchase. For example, GDB card, you can apply for installment payment for a single 500 yuan, and you must call customer service to register before spending.

China Merchants Bank can apply for installment payment for consumption in Gome, B&Q and other places. It is important to find out whether this consumption can be paid in installments before shopping. Accurately calculate the handling fee. Nothing for nothing. Although credit card installment payment is free of interest, the handling fee is inevitable. Calculate the handling fee to be paid before consumption. If the price is acceptable after adding the handling fee, it is not too late to swipe your card again.

Choose the most cost-effective credit card. Because banks calculate fees in different ways, you should choose the most suitable card to trade after you know the fees of credit cards.

The service fee rates of various banks are as follows: Bank Phase III, Phase VI and Phase IX 12, China Guangfa Bank 1.8% 3.6% 5.4% 7.2% China Merchants Bank 2.6% 4.6% -7.2% Industrial and Commercial Bank of China1.65% 3.6% 5.

References:

Installment payment-Baidu Encyclopedia