Now there is old-age insurance, and old-age care can only rely on pensions.
A little more pension is better, and a little less will kill you.
As the saying goes, "raising children to prevent old age", however, the post-80 s and post-90 s are faced with the pressure of supporting their parents at the age of 30. According to the survey, 90% of the post-80s generation decided that they could not support their parents, and more than half of them still needed their parents' support. At that time, it was a joke to say "supporting the elderly and preventing children", but now it is a surprise.
Nowadays, "gnawing at the old" has become a very common social phenomenon. Many young people, like ants, empty their parents' assets bit by bit. Inflated prices, fierce workplace competition and rising cost of living all make the post-80 s and post-90 s feel like "Yalishan Mountain".
For these post-80 s and post-90 s, the economic foundation is not optimistic because they have not entered the society for a long time. However, with the tide of "42 1 family", the family model with inverted pyramid structure has overwhelmed the spire. In addition to economic pressure, the phenomenon of "empty nest" also makes "raising children to prevent old age" inadequate.
It is unrealistic to "raise children to prevent old age" So, what do we rely on to support the elderly? The purpose of reserving a dignified pension plan is to live a dignified life after retirement and have enough expenses in leisure time to make yourself live a wonderful, comfortable and leisurely life.
To put it bluntly, you live with dignity when you are old. Don't always keep your palms up! It is an indisputable fact that everyone will get old! But how to live in old age depends on today's decision.
There is a saying that "we are all getting old too fast, but we are just too smart"! That's a lot of people. First of all, you can insure some life insurance and health insurance. If you have more money, you can insure old-age insurance and education insurance.
You can also choose the appropriate critical illness insurance according to your occupation and physical condition, which may come in handy at a critical moment.
Secondly, we can exercise more, smoke less, drink less, perm less, cultivate some appropriate hobbies and keep a good attitude.
If you have the ability to work, of course, you will find your own job and save money for the elderly. At present, the country implements the old-age insurance system for urban residents, and the annual payment amount has several grades. When you reach retirement age, you can get a pension every month.
You can pay more or less every year. Pay more, get more. There are also pension benefits in rural areas, but the amount received is very small. Old people who are over 60 now receive dozens of dollars a month.