1) Have permanent residence or valid residence status in cities and towns, have stable occupation and income, have good credit, and have the ability to repay the principal and interest of the housing provident fund renovation loan on time;

2) Before the date of applying for the housing provident fund renovation loan, the individual and his unit have paid the housing provident fund in full and on time for more than half a year;

3) The loan amount for renovation of housing provident fund is calculated according to the housing construction area, and the loanable amount per square meter depends on the applicant's region.

The required materials include:

1) Original and photocopy of the ID card of the borrower and * * * with the highest repayment amount;

2) The original and photocopy of the borrower's household registration book and the original and photocopy of the marriage certificate;

3) Original and photocopy of house ownership certificate and land certificate;

4) renovation contract (according to the specific provisions of the local provident fund centers).

If you have more questions unanswered, I suggest you go.

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