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Human injury and disability classification and personal insurance disability assessment standards

One *** is divided into ten levels

Legal basis:

Article 5 of the "Classification of Human Injury and Disability Degrees"

First-level disability

The identification criteria for disability include: severe facial disfigurement, accompanied by one of the second-level disabilities in Table b2; severe scarring on the whole body, accounting for ≥90% of the body surface area, with There is a basic loss of movement function of the spine and large joints of the limbs; loss or complete loss of function above both elbow joints; high-level loss of both lower limbs and high-level loss of one upper limb, etc.

Second-level disability

The identification criteria for second-level disability include: severe organ defects or deformities, severe dysfunction or complications, special medical dependence, or inability to live most of the life. Self-care persons, etc.

Third-level disability

The identification criteria for third-level disability include: severe organ defects or deformities, severe dysfunction or complications, special medical dependence, or inability to take care of oneself in some aspects of life. Those who wait.

Fourth-level disability

The identification criteria for fourth-level disability include: total muscle paralysis in one hand and muscle strength ≤2 levels; cerebrospinal fluid leakage accompanied by skull base bone defects that cannot be repaired or repeated surgeries have failed. ; Moderate facial disfigurement; whole body scar area ≥ 60%, limited mobility of one of the major joints of the limbs; facial scar or skin graft ≥ 1/2 with mild disfigurement; both thumbs completely missing or non-functioning, etc.

Five-level disability

The identification criteria for fifth-level disability include: incomplete apraxia, agraphia, alexia, agnosia, etc.; systemic scars occupying the body The surface area is ≥50%, and there is limited joint mobility; facial scars or skin grafts are ≥1/3 and one of the disfigurement criteria is present; spinal fractures result in scoliosis or kyphosis of more than 30°, accompanied by severe radicular neuralgia, etc.

Level 6 disability

The identification criteria for Level 6 disability include: loss of more than 1/5 of the scalp after avulsion injury; spinal fracture sequelae of less than 30° deformity with simple radicular neuropathy. The thumb is completely missing, or two non-thumb fingers of the other hand are missing; the function of one thumb is completely lost, and the function of two fingers of the other hand except the thumb is completely lost, etc.

Grade 7 disability

The criteria for identification of Grade 7 disability include: full-thickness skull defect after burns ≥30cm2, or skin graft area on the dura mater ≥10cm2; neck scar contracture, Affecting neck movement; whole body scar area ≥ 30%; facial scars, foreign bodies or skin grafts with pigment changes accounting for more than 10% of the face, etc.

Eighth level disability

Eighth level disability identification standards include: partial muscle paralysis of both feet, muscle strength level 4; partial muscle paralysis of one foot, muscle strength ≤3 level; lobotomy No functional impairment after surgery; one of the criteria for severe disfigurement is met; facial burn skin grafting ≥1/5; mild foreign body deposition or pigmentation loss on the face; part of the bilateral auricles or most of one auricle is defective, etc.

Ninth-level disability

The identification criteria for level-9 disability include: neck trauma causing stenosis of the common cervical and internal carotid arteries, and no functional impairment after stent placement or vascular bypass surgery; Those who meet the two criteria for moderate disfigurement or those who have mild disfigurement; those who have scarring alopecia at the hairline or other areas of baldness and need to wear a wig, etc.

Tenth-level disability

The tenth-level disability identification criteria include: partial organ defects, abnormal morphology, no functional impairment, no dependence on medical care, and those who can take care of themselves, etc.