1. Outpatient medical items: According to Wuhan medical insurance policy, the reimbursement rate of outpatient medical items is generally 50%-90%, including 50% for western medicine and Chinese herbal pieces, and 60%-90% for medical expenses, depending on different hospitals and medical items.
2. Hospitalization medical items: According to Wuhan medical insurance policy, the reimbursement ratio of hospitalization medical items is generally 60%-90%, and the specific ratio depends on different hospitals and medical items. It should be noted that the reimbursement ratio of hospitalization medical items may be affected by some restrictions and conditions, such as hospital grade and disease type.
Medical insurance reimbursement materials:
1, medical insurance card: hold a valid medical insurance card;
2. Medical records: medical records are needed, including the department, date, diagnosis result and treatment plan.
3. Prescription note: the original and photocopy of the prescription note are required, including the name, dosage, usage and time of use of the drug;
4. Receipt: the original and photocopy of the receipt for drug purchase or treatment expenses shall be provided, including the name, quantity, unit price and amount of the drug;
5. Hospitalization records: In case of hospitalization, hospitalization records, discharge summary and other hospitalization records shall be provided;
6. Other relevant materials: such as outpatient medical bills, inpatient medical bills, inspection reports issued by hospitals, laboratory tests, etc.
To sum up, the medical insurance reimbursement process may be slightly different in different regions, and the specific operation steps can be adjusted according to local policies and actual conditions.
Legal basis:
Article 2 of People's Republic of China (PRC) Social Insurance Law
The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.
essay
The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.
Article 4
Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.
Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.